With all due respect to the prior responses, I believe that they may have missed the point. In the Parnell decision the court held that a medical facility may include terms in their contract which permits the facility to make a claim for the balance of their bill over and above what is paid for by insurance if the patient makes a recovery from a third party. This area of the law can be very complicated and you are best served by speaking with an attorney who is well versed in this area and...