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About Me

In 2004 Kristy founded the Law Office of Kristy Hernandez which now has
offices in Sacramento and the Bay Area. Kristy began her legal career in real
estate litigation. Early on, her practice focused on assisting real estate
investors purchase homes at foreclosure auction, manage their real estate
investments and evict non-paying tenants. Along the way, Kristy realized that
she would rather use her real estate litigation background to help homeowners
stay in their homes and get out debt, rather than assist investors in beefing up
their bottom line. With this fundamental change in outlook, Kristy started
taking on more bankruptcy and consumer rights cases, and the current law firm
was created from that foundation.


Having a background in foreclosure and real estate litigation has proven
incredibly timely since the decline in the real estate market where attorneys
knowledgeable about the foreclosure process were in short supply but greatly
needed. Kristy’s real estate background has enabled her to stay on the cutting
edge of new law created to help the public get out of debt. Since 2004 Kristy
has assisted hundreds of clients in debt relief cases and is a passionate
advocate for consumer rights. Kristy has also helped countless families modify
their home loans or wipe out second mortgages, helping hard-working people keep
the dream of home ownership alive.


Languages Spoken: English, Spanish

Photos and Videos

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Practice Areas


  1. Chapter 7 Bankruptcy: 25%
    11 years, 800 cases
  2. Foreclosure: 23%
    11 years, 1 thousand cases
  3. Debt Settlement: 20%
    11 years, 500 cases
  4. Real Estate: 20%
    11 years, 2 thousand cases
  5. Chapter 13 Bankruptcy: 12%
    10 years, 100 cases



Hourly ($200-250/hour), Fixed (Sometimes), Free Consultation (60 minutes)

Payment Types:

Cash, Check, Credit Card

Attorney Endorsements

7 total 

  • Ginny Harjot Kaur Walia

    I endorse this lawyer.


    Ginny Harjot Walia Domestic Violence Attorney
    Relationship: Fellow lawyer in community

  • Kaushik Shakti Ranchod

    Kristy is a knowledgeable attorney that is dedicated to her clients. She is sincere an excellent communicator and professional. Kristy is committed to seeing that her clients are happy and receive excellent legal services.


    Kaushik Ranchod Immigration Attorney
    Relationship: Fellow lawyer in community

Contact Info

Law Offices of Kristy Hernandez

7777 Greenback Lane
Suite 212
Citrus Heights, CA, 95610

Law Offices of Kristy Hernandez

37600 Central Court, Suite 201
Newark, CA, 94560




Professional Misconduct

We have not found any instances of professional misconduct for this lawyer.
Avvo Contributions
Legal Answers
Award NameGrantorDate Granted
Client Distinction AwardMartindale-Hubbell2013
Lead Counsel Rating AwardLead Counsel2012
Best AttorneyCity of Citrus Heights2012
Woman of the YearNational Association of Professional Women2011
Certificate for Contribution to Legal ScholarshipMcGeorge School of Law2005
Top Oral AdvocateMcGeorge School of Law2003
Witkin AwardMcGeorge School of Law2003
Work Experience
TitleCompany NameDuration
Managing PartnerHernandez Law Group2004 - Present
Association NamePosition NameDuration
Sacramento Valley Bankruptcy ForumPlanning Committee Member - Conference2011 - Present
National Association of Consumer Bankruptcy AttorneysMember2010 - Present
Sacramento County Bankruptcy ForumMember2010 - Present
National Association of Professional WomenMember2010 - Present
California Bankruptcy ForumMember2010 - Present
United States Bankruptcy Court, Northern District of CaliforniaAdmitted2009 - Present
Sacramento County Bar AssociationMember2004 - Present
State Bar of CaliforniaMember2004 - Present
United States Bankruptcy Court, Eastern District of CaliforniaAdmitted2004 - Present
Legal Cases
Case NameOutcome
Loan ModificationsReduction in monthly mortgage payments
See all Legal Cases 
Publication NameTitleDate
California Real Property JournalWhy MERS Litigation is Not Working in California2014
Examiner.comSacramento Real Estate Investments Examiner2012
Inside the Minds (Aspatore Books)Representing Consumers in California Real Estate Transactions2012
Online Blog regarding Foreclosure, Bankruptcy and Loan ModificationHernandez Law Blog2011
School NameMajorDegreeGraduated
McGeorge SOL Univ of the PacificLawJuris Doctorate2003
Univ of California DavisPolitical ScienceBS - Bachelor of Science2000
Speaking Engagements
Conference NameTitleDate
Rob Black On Your Money Television ShowHome Loan Modification2013
Sacramento County Realtors AssociationBankruptcy and Short Sale2012
Northern California Bankruptcy ConferenceBankruptcy and Loan Modification2012
Monthly Realtor TrainingShort Sale Success2012
Leadership and Finance SummitBusiness Debt and Finances2012
Vizualize Success SeminarDebt relief options2011
KFBK AM1530 Radio, frequent guestReal Estate and Foreclsoure Advice2011
KDOW radio frequent guestBankruptcy and Short Sale Advice2011
Foreclosure Prevention WorkshopForeclosure Prevention2011
Continung Legal Education for AttorneysForeclosure Defense2011
Association for Continuing Legal EducationForeclosure Defense2011
SeminarIdentifying Good Candidates for Loan Modification2010
Lorman Legal Education SeminarAdvanced Deposition Tactics2008