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Michael John Primus
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Michael Primus’s Legal Guides

6 total

  • Can I File Bankruptcy If I have Filed Before?

    Generally, the law allows people to file bankruptcy even if they have filed in the past. It's a common misconception that a person can only file once in their life.

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  • What To Do If A Bill Collector Contacts You After Chapter 7 Bankruptcy

    There are several steps a person needs to take if they are called or billed by a creditor after a chapter 7 bankruptcy.

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  • What To Do If A Bill Collector Contacts You After Filing Chapter 13

    There are several steps a person needs to take if they are called or billed by a creditor after filing chapter 13

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  • Credit Score Basics: What Is A Good Score?

    The term "Credit Score" refers to a FICO score which is a three digit number used to assess creditworthiness. There are three main credit reporting agencies: Experian, Trans Union and Equifax. Your credit score may be different at each credit reporting agency because the FICO sco...

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  • Credit Score Basics - How Bad Is Bankruptcy For My Credit

    How Much Will Bankruptcy Change Your Credit Score? The term Credit Score refers to a FICO Score which is a three digit number determined by a complex formula. Credit scores range from a low of 300 to a high of 850. For most people, filing a bankruptcy will lower their score betwe...

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  • THE LAST MINUTE OR LATE REAFFIRMATION

    A reaffirmation agreement is a contract reinstating a debt otherwise dischargeable in bankruptcy. Some auto lenders (for example: Ford Motor Credit, Ford Leasing Trust, Jaguar Credit) insist on a signed and filed reaffirmation in order for a person to keep a car and make regular monthly payments.

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