Ryan Cullen Wood’s Answers

Ryan Cullen Wood

Redwood City Chapter 7 Bankruptcy Attorney.

Contributor Level 9
  1. Separated while going through chapter 13 bankruptcy

    Answered about 2 years ago.

    1. David Patrick Farrell
    2. Brian Crozier Whitaker
    3. Javed Inam Ellahie
    4. Ryan Cullen Wood
    4 lawyer answers

    Yes, you can modify the plan based upon the change in circumstances to include both separate household expenses. Have your attorney file a motion to modify the plan and amend schedule J. Bascially file two amended schedules J, one showing your household expenses and the other one showing her household expenses. It sounds like you need to amend scheule I too regarding the incomes. If you do not have an attorney you should hire one that is familiar with what the chapter 13 trustee accepts...

    1 lawyer agreed with this answer

  2. Can my chapter 13 trustee capture any funds from a annuity sale?

    Answered about 2 years ago.

    1. Michael J. Ireland
    2. Ryan Cullen Wood
    3. Dorothy G Bunce
    3 lawyer answers

    <a rel="author" href="http://www.westcoastbk.com/ryan-c-wood-bay-area-bankruptcy-attorney.aspx">Ryan C. Wood</a> is Bay Area <a You have ventured into a complicated area of the bankruptcy code. What you do not provide is whether your chapter 13 plan have been confirmed or not. It matters. Also different jurisdictions have different chapter 13 plans. The chapter 13 plan provisions in your jurisdiction may already provide you the answer as to treatment of post-confirmation income of sale of...

    1 lawyer agreed with this answer

  3. Do I have to attend a hearing on a motion for extension of time if I don't have a problem with it being granted?

    Answered about 2 years ago.

    1. David Patrick Farrell
    2. William James Waters
    3. Walter C Oney Jr
    4. Scott Benjamin Riddle
    5. Virginia Elizabeth Fortunato
    6. ···
    6 lawyer answers

    First, retain an attorney. If you are indeed representing yourself you should attend the hearing whether you oppose the extension of time or not. Most judges will be more cautious if you are representing yourself and may want to hear from you. If you were represented by an attorney and the attorney made no appearance the judge would most likely just assume the motion is not opposed without a second thought. As mentioned above filing a notice that you do not oppose the motion is the nice...

    1 lawyer agreed with this answer

  4. How to clear abstract of judgement due to filing by credit card attorney? Court shows it open case even after bankruptcy ch7.

    Answered about 2 years ago.

    1. Michael J. Ireland
    2. Brian Crozier Whitaker
    3. Dorothy G Bunce
    4. Ryan Cullen Wood
    4 lawyer answers

    If you do not own any real property who really cares? The lien cannot attach to any real property you acquire post discharge so . . . . . . . But yes, you could have filed a motion to avoid the lien. Obtain a certified copy of the order of discharge and record that with Placer County. Go speak with a title company regarding this issue. Recording the order of discharge should accomplish what you want.

    1 lawyer agreed with this answer

  5. DO BANKRUPTCY TRUSTEES MONITOR YOUR CHECKING ACCOUNT ACTIVITY?

    Answered about 2 years ago.

    1. Michael J. Ireland
    2. David Patrick Farrell
    3. Ryan Cullen Wood
    4. Derek R. Caldwell
    5. Dorothy G Bunce
    6. ···
    6 lawyer answers

    Yes, no or maybe. In the Bankruptcy Court for the Northern District of California there are a number of Chapter 7 trustees that require the bank account statement that encompasses the date the bankruptcy petition was filed. One requires three bank account statements. If they ask the bank account statements for the six month period prior to the filing of the case you will need to turn them over. So do Chapter 7 trustee's actively or have the means to monitor your bank accounts? No. Can...

    1 lawyer agreed with this answer

  6. Does bankruptcy affects my permanent residency process?

    Answered 3 months ago.

    1. Darlene M. Daniele
    2. Ryan Cullen Wood
    3. Adan G. Vega
    3 lawyer answers

    The bottom line when filing for bankruptcy is honest debtors are entitled to receive a discharge. So if you have to lie or commit fraud you should not file. Like the first answer says if there is no fraud and what not you should not have a problem.

    2 lawyers agreed with this answer

    1 person marked this answer as helpful

  7. My son received a wage garnishment notice. Does he need an attorney?+

    Answered 2 months ago.

    1. David M Gormley
    2. Jeffrey P Nesson
    3. Ryan Cullen Wood
    3 lawyer answers

    It really depends upon his circumstances. Most bankruptcy attorneys will give a free consultation and it sounds like he may be a candidate for filing. If there is a hearing then he already filed a claim of exemption it sounds like to reduce or eliminate the garnishment of his wages.

    Selected as best answer

  8. Sallie Mae loans are now Navient loans. I have a loan. What does this mean to me?

    Answered 10 days ago.

    1. Eric L Foster
    2. Matthew Scott Berkus
    3. Ryan Cullen Wood
    4. JohnPaul Callan
    4 lawyer answers

    it means you still owe the student loans and hopefully you can afford to continue to make the payments. If not check out Income Based Repayment.

    2 lawyers agreed with this answer

  9. How many house payments on my mortgage can I miss before the bank begins foreclosure?

    Answered about 2 months ago.

    1. Richard Glenn Elie
    2. Ryan Cullen Wood
    3. Alan Sanders Richard
    3 lawyer answers

    To answer your question directly, you can miss as many mortgage payments as your lender will let you miss before they start the foreclosure process. If you have never heard of someone that has lived in a house without making a mortgage payment for two years I can tell you it happens. Does that mean it will happen for you? Who knows and past results is never a guarantee of future results. Like the previous poster said you should speak to experienced bankruptcy attorneys in your area as soon...

    2 lawyers agreed with this answer

  10. What can I do to restore my credit?

    Answered 2 months ago.

    1. Ronald C. Sykstus
    2. David William Johnson
    3. Ryan Cullen Wood
    3 lawyer answers

    First go to the Federal Trade Commission's website to find out how to dispute credit report errors. If you have negative history that is not correct it should be removed. They even provide a sample letter to send to all three credit bureaus. Second, under the Fair Credit Reporting Act negative history can be on your credit report for seven years. This is accurate credit negative credit history so . . . again, see number 1. To rebuild your credit you have to go into debt and pay in back on...

    2 lawyers agreed with this answer