Ryan Cullen Wood’s Answers

Ryan Cullen Wood

Redwood City Chapter 7 Bankruptcy Attorney.

Contributor Level 9
  1. WHAT HAPPENS TO ANY MONEY I RECEIVE(PREVIOUSLY OWED) AFTER I FILE CHAPTER 7?

    Answered about 2 years ago.

    1. David Patrick Farrell
    2. Kathryn Ursula Tokarska
    3. Derek R. Caldwell
    4. Ryan Cullen Wood
    5. Mark Markus
    6. ···
    7 lawyer answers

    it is an asset that must be listed in Schedule B and exempted in Schedule C. This time of year tax refunds are a good example of a similar issue. It is not yet received, but you will receive it. Tax refunds need to be listed in Schedule B and exempted in Schedule C. And yes, hire an attorney. If there are any issues that arise you will thank yourself over and over again.

    2 lawyers agreed with this answer

  2. I was never aware of a case against me from the credit card company, and was never served now i recieved a CIV-100

    Answered about 2 years ago.

    1. Michael J. Ireland
    2. Sandra Maria Nutt
    3. Brian Crozier Whitaker
    4. Ryan Cullen Wood
    5. Justin Drayton Graham
    5 lawyer answers

    There are many ways to personally serve someone with the summons and complaint. You should obtain the proof of service the plaintiff filed with the court and see how they claim the served you. They are trying to obtain a default judgment against you. You still have options. It is not too late.

    2 lawyers agreed with this answer

  3. Amex is suing me i am judgment proof suit is for a personal credit card i contacted them way before i was late

    Answered 29 days ago.

    1. Mark Theodore Tischhauser
    2. Ryan Cullen Wood
    3. Michael G. Howard
    4. Michael J Corbin
    5. Jeffrey B. Lampert
    6. ···
    6 lawyer answers

    You are leaving out a lot of information necessary to fully answer your question, but it sounds like you are asking since you are self-employed and have no wages to garnish you are therefore judgment proof? If you ignore the suit they will get a judgment against you. Your bank accounts can be levied on and a lien attached to any real property you own, if any. In California a notice of lien can be filed with the California Secretary of State and that will put a lien on the judgment debtor's...

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  4. A logging company stole my forest. At court, I got a 395,000.00 judgement earning statutory interest. The guy filed ch.13 .

    Answered 16 days ago.

    1. Kurt A. O'Keefe
    2. Peter R Kaplan
    3. Brett Lorin Wittner
    4. Ryan Cullen Wood
    5. Michael Patrick Hanrahan
    5 lawyer answers

    You need to hire an attorney number one. If you were not provided notice of the Chapter 13 then you have rights to enforce your judgment outside of the bankruptcy court. Be careful though and that is why you need to hire an attorney. Get a copy of the petition filed so that you will now have a lot more information about the debtor you probably did not have before. You do not really provide at what point the debtor is in the bankruptcy process. If there has not been a confirmed chapter 13...

    3 lawyers agreed with this answer

    1 person marked this answer as helpful

  5. Judgment, plaintiff hiding.

    Answered 2 months ago.

    1. James Michael Snyder
    2. Timothy E Fizer
    3. Ryan Cullen Wood
    4. Dana S. Fleming Allen
    5. David E Bateman
    5 lawyer answers

    Basically what you are saying is the new business is the alter ego of the old business. If true you can go after the alter ego business for collection. You will have to spend some more time and money to prove the new business is the alter ego and have the court more or less enter a judgment against the alter ego business.

    3 lawyers agreed with this answer

    1 person marked this answer as helpful

  6. Education Law/Student loan default

    Answered 2 months ago.

    1. David John Rausa
    2. Ryan Cullen Wood
    3. Stuart Gregory Steingraber
    3 lawyer answers

    There are always additional questions to ask, like is all of your property community property? You live in California and California is a community property state. If all of your husband's property is community property, meaning both of yours, then you could have a problem. Are the student loans a community debt? If not a community debt then only your separate assets are potentially liable. Have you been sued? If not, then the student loan company cannot seize or levy on your assets...

    1 lawyer agreed with this answer

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  7. 341 hearing is scheduled in 2 weeks. What to expect: questions asked and what do I need to take with me? and last how long for?

    Answered about 2 years ago.

    1. Susanne Ruiz Rodriguez
    2. Robert Roman
    3. Frank Wei-Hong Chen
    4. Diane L Gruber
    5. Robert Parkinson Taylor
    6. ···
    9 lawyer answers

    First, a lawyer should not be just getting paid to file the chapter 7 petition. The trustee assigned to your case may ask who helped you prepare the bankruptcy petition and how much you paid them. Bankruptcy petition preparers are only allowed to charge you $150, so if you paid more than that . . . . . . . . . whoever helped you could have a problem. I have many a time witnessed the United States Trustee send an attorney to a 341 hearing to ask about the preparation of a pro se bankruptcy...

    1 lawyer agreed with this answer

    1 person marked this answer as helpful

  8. How do I calculate the Chapter 13 means test? Can I file for a Chapter 13 specifically or do the courts make the determination?

    Answered about 2 years ago.

    1. Paula Brown Sinclair
    2. Malcolm Wallace Ruthven
    3. Gary D. Bollinger
    4. Diane L Gruber
    5. Kathryn Ursula Tokarska
    6. ···
    6 lawyer answers

    As already mentioned here the credit counselor should not be advising what chapter of the bankruptcy code you file under. Chapter 7 uses the "Means Test" and not Chapter 13. Filling out the "Chapter 13 Statement of Current Monthly Income and Calculation of Commitment Period and Disposable Income" is a complicated process. Each jurisdiction and Chapter 13 Trustee interprets this form differently. Some Chapter 13 Trustee's are more liberal with certain deductions than others. Speak with your...

    1 lawyer agreed with this answer

    1 person marked this answer as helpful

  9. In a chapter 13 filing, does the trustee always keep income tax refunds?

    Answered 11 days ago.

    1. James F. Feuerstein III
    2. Dorothy G Bunce
    3. Jeffrey David Solomon
    4. Ryan Cullen Wood
    4 lawyer answers

    According the bankruptcy code you are not supposed to. You should have been told to get your deductions in order so that you do not owe a lot of taxes at the end of the year and you do not receive a large refund either. Try and hit the sweet spot. Some model chapter 13 plans specifically address this issue so read your confirmed chapter 13 plan carefully and see what it says about tax refunds. I know there are some model chapter 13 plans that say you must turn over the refund for the...

    3 lawyers agreed with this answer

  10. Tmobile sent a bill to collectors agency for account created by tmobile by mistake.

    Answered 3 months ago.

    1. Emanuel Kataev
    2. Russell Warren Dombrow
    3. Ryan Cullen Wood
    3 lawyer answers

    You need to make sure you get this resolved before they send it to a collection agency. Call them everyday and have them send you something in writing that it was their mistake. Just because they verbally agreed it was their mistake is not enough to cover your you know what when the time comes to take further action. Again, call them everyday until it gets resolved. Get the supervisors name and direct line or email. if you get the email address send an email everyday and require a response...

    3 lawyers agreed with this answer