Ryan Cullen Wood’s Answers

Ryan Cullen Wood

Redwood City Chapter 7 Bankruptcy Attorney.

Contributor Level 5
  1. I want to file for bankruptcy ... and keep my house ... is it possible ?

    Answered over 1 year ago.

    1. Jeffrey B. Lampert
    2. Orfelia Maria Mayor
    3. Jacob Bair
    4. William Joseph Kopp Jr.
    5. Diane L Gruber
    6. ···
    8 lawyer answers

    As previously mentioned you have a lien problem. Liens survive bankruptcy and remain legally enforceable. Just because the mortgage holder cannot foreclose on the home does not mean they do not have the legal right to have their lien satisfied. Speak to a real estate lawyer in your jurisdiction for more information before you seek the counsel of a bankruptcy attorney. <a rel="author" href="http://www.westcoastbk.com/ryan-c-wood-bay-area-bankruptcy-attorney.aspx">Ryan C. Wood</a> is Bay...

    3 lawyers agreed with this answer

  2. Can money owed to a state university be dismissed in a Chapter 7 Bankruptcy?

    Answered over 1 year ago.

    1. David Jay Sternberg
    2. Robert Perez Soto
    3. Matthew Scott Berkus
    4. Michael Avanesian
    5. Ryan Cullen Wood
    6. ···
    6 lawyer answers

    I agree with Mr. Soto. I have had a number of client with debts owed to Universities for whatever reason. All discharged. You need to determine if the debt is a student loan or not. If not, the debt should be dischargeable when filing Chapter 7 bankruptcy.

    3 lawyers agreed with this answer

  3. I filed for chapter 7 . I owe money to the IRS and the FT . Are those debts dis chargeable ?

    Answered over 1 year ago.

    1. Brian Crozier Whitaker
    2. Bruce Givner
    3. Diane L Gruber
    4. Brad Francis Weil
    5. Ryan Cullen Wood
    5 lawyer answers

    2008 right now assuming they were filed on time or at least two years before you file the Chapter 7 case, assessed 240 days before filing and there is no fraud or tax evasion . . . . You should obtain a tax transcript to find out the dates they were assessed before filing for bankruptcy. You can file a chapter 13 and pay the taxes off without further interest or penalties. That could save you some money over the long term and be debt free in five years. <a rel="author" href="http://www....

    1 lawyer agreed with this answer

  4. Will chapter 13 stop my house from being sold at trustee sale. ?

    Answered over 1 year ago.

    1. Malcolm Wallace Ruthven
    2. Hermin A. Dowe
    3. Alan D. Walton
    4. Ryan Cullen Wood
    5. Derek R. Caldwell
    5 lawyer answers

    As already mentioned the filing of the Chapter 13 bankruptcy will stop the foreclosure. What comes next? If you do not file a complete petition and Chapter 13 Plan your case could be dismissed in as few as about 14 days. The court will send you an order letting you know the deadlines. What is a bigger question is how much equity do you have in your home and have you tried to obtain a loan modification yet? If you have not sent in an application for a loan modification contact the NACA (...

    1 lawyer agreed with this answer

  5. Are property taxes dischargeable in a C7 or C13 . Thank you

    Answered over 1 year ago.

    1. Jonathan David Leventhal
    2. Eugene Andre Ahtirski
    3. Brian Crozier Whitaker
    4. Diane L Gruber
    5. Robert Charles Russell
    6. ···
    7 lawyer answers

    The taxes do run with the land. The questions is do you want to keep the house or not? Your question was about whether they are discharged or not. No, you cannot keep your home and discharge your property tax liability you list above. If you want to keep your home and cannot pay all of the property taxes in full, then consult a bankruptcy lawyer in your area about a Chapter 13 to repay the property taxes. The interest on taxes is high and some counties to do file proof of claims to be...

    1 lawyer agreed with this answer

  6. Separated while going through chapter 13 bankruptcy

    Answered over 1 year ago.

    1. David Patrick Farrell
    2. Brian Crozier Whitaker
    3. Javed Inam Ellahie
    4. Ryan Cullen Wood
    4 lawyer answers

    Yes, you can modify the plan based upon the change in circumstances to include both separate household expenses. Have your attorney file a motion to modify the plan and amend schedule J. Bascially file two amended schedules J, one showing your household expenses and the other one showing her household expenses. It sounds like you need to amend scheule I too regarding the incomes. If you do not have an attorney you should hire one that is familiar with what the chapter 13 trustee accepts...

    1 lawyer agreed with this answer

  7. Can my chapter 13 trustee capture any funds from a annuity sale?

    Answered over 1 year ago.

    1. Michael J. Ireland
    2. Ryan Cullen Wood
    3. Dorothy G Bunce
    3 lawyer answers

    <a rel="author" href="http://www.westcoastbk.com/ryan-c-wood-bay-area-bankruptcy-attorney.aspx">Ryan C. Wood</a> is Bay Area <a You have ventured into a complicated area of the bankruptcy code. What you do not provide is whether your chapter 13 plan have been confirmed or not. It matters. Also different jurisdictions have different chapter 13 plans. The chapter 13 plan provisions in your jurisdiction may already provide you the answer as to treatment of post-confirmation income of sale of...

    1 lawyer agreed with this answer

  8. Do I have to attend a hearing on a motion for extension of time if I don't have a problem with it being granted?

    Answered over 1 year ago.

    1. David Patrick Farrell
    2. William James Waters
    3. Walter C Oney Jr
    4. Scott Benjamin Riddle
    5. Virginia Elizabeth Fortunato
    6. ···
    6 lawyer answers

    First, retain an attorney. If you are indeed representing yourself you should attend the hearing whether you oppose the extension of time or not. Most judges will be more cautious if you are representing yourself and may want to hear from you. If you were represented by an attorney and the attorney made no appearance the judge would most likely just assume the motion is not opposed without a second thought. As mentioned above filing a notice that you do not oppose the motion is the nice...

    1 lawyer agreed with this answer

  9. How to clear abstract of judgement due to filing by credit card attorney? Court shows it open case even after bankruptcy ch7.

    Answered over 1 year ago.

    1. Michael J. Ireland
    2. Brian Crozier Whitaker
    3. Dorothy G Bunce
    4. Ryan Cullen Wood
    4 lawyer answers

    If you do not own any real property who really cares? The lien cannot attach to any real property you acquire post discharge so . . . . . . . But yes, you could have filed a motion to avoid the lien. Obtain a certified copy of the order of discharge and record that with Placer County. Go speak with a title company regarding this issue. Recording the order of discharge should accomplish what you want.

    1 lawyer agreed with this answer

  10. DO BANKRUPTCY TRUSTEES MONITOR YOUR CHECKING ACCOUNT ACTIVITY?

    Answered over 1 year ago.

    1. Michael J. Ireland
    2. David Patrick Farrell
    3. Ryan Cullen Wood
    4. Derek R. Caldwell
    5. Dorothy G Bunce
    6. ···
    6 lawyer answers

    Yes, no or maybe. In the Bankruptcy Court for the Northern District of California there are a number of Chapter 7 trustees that require the bank account statement that encompasses the date the bankruptcy petition was filed. One requires three bank account statements. If they ask the bank account statements for the six month period prior to the filing of the case you will need to turn them over. So do Chapter 7 trustee's actively or have the means to monitor your bank accounts? No. Can...

    1 lawyer agreed with this answer