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Ryan Stanley’s Answers

4 total

  • What does the insurance company need to pay in a proposition 213

    I was in an accidcent and I did not know that my insurance had lapsed. The other party was at fault. What does the insurance company legally need to pay for?

    Ryan’s Answer

    Essentially everything except damages for "pain and suffering" (i.e. Discomfort). Therefore, all of your medical bills, lost wages, medication expenses, etc., are recoverable.

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  • My boyfriend got beat up by three gang members in prison, the incident was reported and he wants to file a class action law sui

    suit

    Ryan’s Answer

    A class action is where there are multiple Plaintiffs (like your boyfriend). If your boyfriend wants to sue multiple Defendants (like the gang members), it is a regular lawsuit. With that in mind, the prison guards, the County, and the State may also be defendants. Therefore, your boyfriend may have a Government Claim, which has a statute of limitations of only six months. It is absolutely crucial that you contact a personal injury attorney, like myself, immediately to preserve your boyfriends claim.

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  • I got into an auto accident and incurred injuries/damages. I don't have auto insurance and I guess under the financial

    responsibility laws say your supposed to carry this at all time. Can I still sue for damages even though I don't have insurance. Is there a law that allows me to claim or am I not allowed to? Bless you.

    Ryan’s Answer

    Absolutely, you can make a claim and recover for your money damages. However, you can only recover for your actual monetary losses. This means that you can seek reimbursement of your medical expenses, loss of earnings, loss of earnings capacity, etc. However, you can not recover for your pain and suffering. This is unfortunate because, in these types of cases, pain and suffering damages can comprise a substantial portion of the case. The reason for this limitation is prop 213.

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  • Should I give recorded statement to my insurer regarding my loaner car from dealership?

    I ve got into a car accident while driving the loaner car that my dealer gave me while my car is under regular maintenance. After I returned my loaner car. The dealership has called my insurance company for the claim and my insurance called me to...

    Ryan’s Answer

    No. As a general rule, you should never give a recorded statement to insurance. Recorded statements are often used as a tactic by insurance companies to find discrepancies in your story and devalue the claim. You should consult with a personal injury attorney directly to discuss the facts of the case and determine a strategic course of action.

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