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Paul J Molinaro
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Paul Molinaro’s Legal Guides

23 total

  • What Is Medical Malpractice? A Quick Overview

    "Medical malpractice" refers to actions for personal injury against a healthcare provider based on professional negligence. The term is most often used to apply to law suits brought by patients against physicians as a result of getting "bad care." However, "healthcare provider" a...

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  • Medical Malpractice – Should You Get a Second Opinion? (by Paul J. Molinaro, M.D., J.D.)

    With regard to potential case evaluation, law is as much about opinion as it is about facts. The good medical malpractice case will have substantial injury as a result of medical services done below the standard of care. Both damages and poor practice are needed. Opinions differ ...

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  • When Is A Short Sale Beneficial (California Law)

    In California purchase money loans on primary residences are considered non-recourse which means that in certain instances, the only thing a lender can do to a nonpaying borrower is take the home, and that borrower faces no personal liability for the debt. However, many Californi...

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  • YOU ABSOLUTELY CAN’T DISCHARGE TAXES IN BANKRUPTCY! OR CAN YOU?

    In today's exceptionally hard economic times nearly everyone has thought about bankruptcy, even those with no intention of filing. We all have at least one friend or acquaintance who has filed bankruptcy. Many local businesses as well as quite a few large corporations have filed ...

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  • POST FORECLOSURE LIABILITY – WILL MORTGAGE LENDERS GO AFTER BORROWERS?

    Despite the record numbers of California homeowners losing their upside down homes due to foreclosures and short sales, there is a lack of accurate information about what happens when a home is lost to foreclosure or short sale. California law offers some unique protections to pe...

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  • ONLY A FOOL PAYS THE MORTGAGE!

    Not too many years ago, this headline would have sounded ridiculous. However, such sentiment seems to be gaining traction outside of the fringe anarchist groups that would normally espouse such behavior. Before the real estate market went haywire, a borrower who did not pay the l...

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  • WHAT CAN A LAWYER DO FOR A HOMEOWNER WITH AN UPSIDE DOWN HOME & UNAFFORDABLE MORTGAGE PAYMENTS?

    While many people, including those lawyers with robust senses of self, think the banks are "afraid" of lawyers, the truth is that the banks are not. Banks have lawyers and darn good ones. That said, banks do have a healthy respect for customers who are accurately informed and wel...

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  • Those Naughty Debt Collectors

    "Pay the bill, or we'll call the cops!" "Pay the bill, or we'll report you to child protective services!" "We'll be calling you a hundred times a day until you pay!" Debt collectors are heavily regulated by federal and California state laws. The California Fair Debt Collect...

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  • CALIFORNIA AND DEBT SETTLEMENT SCAMS

    Along with the massive consumer debts now facing many Californians, came scammers looking to make quick bucks by promising to solve personal financial problems. These scam artists push their "services" through radio, television, mail, internet, and cold calls. When faced with ove...

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  • Short Sale Versus Foreclosure in California

    This article discusses California foreclosure laws in very general terms and omits many specific nuances which may make such laws inapplicable to you. California foreclosure laws are complex and every-changing. Thus, only an extremely large textbook would even begin to explain th...

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