I was referred to James by someone I know and trust, regarding my home, and possible foreclosure problems. James took his time with me to understand t what I was working with. He is very knowledgeable even down to the smallest details, He listens very well and he explains very well legal terms and putting them in terms that I can understand and follow. Up front he gave me time without charge so that I could explain and to help me understand what avenues can take, and what can be accomplished. Really happy my friend sent me to James.