Based on 5 reviews
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I went to the Law Office of Joel Feinstein (and his cover company Smart Way One) to attempt to negotiate a loan modification starting in 2010. He and his staff outlined a process to collect information and work with the banks to make the house affordable. They get you through the first few steps quickly to collect as much money as they can get from you so it seems to go great through service level 2. When it actually came to getting the loan modification, Joel and his staff did not appear to be interested in even negotiating with the bank. He came to the conclusion after about a week that the bank was not going to modify the loan with any reasonable terms. So now the problem: When you hire a law firm to fight for you, one would expect them to do just that. Joel Feinstein instead just gave up on the work (but of course his office aggressively attempted to collect the remaining balance from me). I would not recommend Joel F and suggest you work directly with the banksor find a better lawyer.
I was referred to this office by a friend who went to them one day before they were to be sold on the auction block. They got their loan mod. and are happy in their home. I went to Mr. Feinstein also for a loan mod. The staff was knowledgeable and helpful and I believe they earned the monies that I paid tenfold! My experience was positive and am forever grateful to have found this office. I am currently having my loan mod docs notarized, almost there, but wanted to take the time out to post this review. There are no words to express my gratitude.
I paid $2,000.00 for Joe Feinstein to help me get my Loan Modification. I did not get my loan approve. I lost $2,000.00 with no reason.
He was responsive and helpful. My case was complicated and previous loan modification companies were not able to get me quailified with favorable loan modification terms. The law offices of Joel Feisntein was able to reduce my interest rate to 2%. Fees were one thousand dollars cheaper than other firms. I was nervious at first, but then looking back now I believe hiring them to represent me was the best option. The process took about 4 months to complete and the staff members were always responsive and knowledgable.
JULY, 2009 I ENTERED INTO A LOAN MODIFICATION ON MY CONDO BECAUSE THE FIXED RATE WAS ENDING IN DEC. 2009 AND MY MONTHLY PAYMENT WOULD GO UP A LOT AND I WOULD NOT BE ABLE TO MAKE THE MONTHLY PAYMENTS.
I PAID HIM AND HIS COMPANY , SMARTWAY FINANCIAL $2000 AND BECAUSE OF THIS, I GOT BEHIND IN MY MORTGAGE PAYMENTS.
I AM NOW $4000 BEHIND IN MY MORTGAGE AND ON AUGUST 21ST,