Collection letters sent by large debt collector found in conflict with the Fair Debt Collection Practices Act. Class certified and class settlement approved by U.S. District Court Judge Thomas J. Whelan, who noted on the record that the legal work performed was efficient and a good result for consumers and the class.
Angel v. Villa Honda and Wells Fargo Bank
Trial verdict included punitive damages.
Car dealer fraud and repossession of vehicle with severe rusting, then false credit reporting. Favorable trial verdict for plaintiffs and award of attorney's fees affirmed by court of appeal.
Rannis v. Fair Credit Lawyers, Inc. & Peter Recchia
Plaintiff won, class certified, affirmed on appeal
Class action complaint against attorney Peter Recchia and his company, Fair Credit Lawyers for violating the Credit Repair Organizations Act (CROA). District Court certified the class action then held Defendant violated CROA, because he accepted advance payments from Plaintiff and did not provide contract and other disclosures required by CROA.
The U.S. Ninth Circuit Court of Appeals affirmed judgment and class action settlement on May 27, 2010. The Ninth Circuit said that attorneys are not exempt from CROA and Mr. Recchia's advertisements to improve credit scores and correct errors made him a credit repair organization, which must comply with CROA.