You indicate that you purchased the vehicle together, however the loan is in her name. It is not clear from your facts as to who owns the vehicle. That is to say, who is on the title. While the note may not be your legal responsibility, if you are on title there could be other risks. I would suggest that you consult with a local attorney who can ascertain all relevant facts. Use Avvo to find counsel in your area.
It is unclear as to the amount owed. The terms of the written contract would dictate the options available. Small Claims court may be the way to proceed if the amount is under $10,000.00. Use Avvo to contact a Business attorney in your area. They will be able to review your documents and suggest a course of action.
Attorney Doland is correct, there is no specialty for "conspiracy". You should contact the Bar Association in the county where you live. They will have a lawyer referral service that may be of assistance. Here is a link. http://www.sbcba.org/publicservices.html
I agree with Attorney Hiden. Deal with the carrier and do not escalate the matter with false information. Depending upon the amount of damage, (more than $750.00) you may need to file a SR-1 form with the DMV. That could complicate the matter. If so, you should use Avvo and consult a local attorney.
There are several factors that impact the amount that a client receives from a settlement. Costs are generally a dollar for dollar item that the client has agreed to pay in the retainer agreement. They are generally tracked during the life of the case and the attorney should have a sense of their value readily available. The value of the costs generally impact the settlement decision.
The fees here appear to be a percentage of the proceeds. This would also be an agreed to amount in the...
I agree with my colleagues that damages will be a problem in your case. From the available facts, it does not appear that you have any significant injuries or residual damages.
Use AVVO and find a Personal Injury attorney in your area to obtain a thorough review of you potential case.
Attorney Koslyn is correct, your inquiry raises many questions. Was the loan documented in writing? Agreement? Promissory Note? What are/were the terms? You mention "interests were not perfected", what interests?
More information is needed to provide meaningful assistance. i would recommend that you use Avvo to find a business attorney in your area who can work to protect your interests.
The ability to challenge the findings of the mediation that you previously agreed to will be difficult. The agreement would need to be reviewed to ascertain if any grounds for challenging the result are available.
I would suggest you use Avvo to contact a lawyer in your area to have the matter reviewed.
Give all of the information to your carrier and they should handle it. Do not be afraid to negotiate with your carrier. Obtain your own estimates on the "totaled" value of your vehicle. Particularly if you have a loan on the vehicle. You want to try to avoid a situation where your loan is higher than the value paid by the carrier for the vehicle. Get all the value you can.