If you are dealing with a licensed contractor there should be a written contract, The terms set forth in that document will provide a basis for materials and costs. Reviewing that document would be required before a definitive answer could be provided.
In addition, the California Contractors State License Board (http://www.cslb.ca.gov/) can provide assistance in situations such as this. You can check the status of a contractor and/or file a complaint on the State website.
In California, possession of the "pink Slip" is a valuable tool. If the document has been appropriately signed off, you may be able to file the transfer with the DMV and obtain legal possession. Actual possession could be a different matter. The documents, note and pink slip, would need to be reviewed to provide a definitive response.
I would suggest that you use Avvo to locate a business/litigation attorney in your area and provide him/her with the documents to review.
Attorney Harting is correct. Most carriers run on 30 day file reviews. They will send a letter indicating their investigation is continuing or request further documentation. As long as they can show diligence in the handling of the file, the statute is essentially being complied with. Keep pushing and document your contact with the carrier in writing.
I agree with my colleagues that the designation may have some flaws. They may not be fatal, depending upon the Judge. In San Diego Superior the Court sets the expert disclosure dates. They usually set a first and second date for disclosure. The parties can agree to different dates within certain parameters. Is the deadline date you are stating the first or second disclosure? The second disclosure in generally for rebuttal, but additional experts may be disclosed.
The disclosure does not...
Assuming you can establish that the leak was the fault of another, then damages, i.e. the value of the case, will dictate your approach. Two days lost revenue may not be enough to garner the attention of an attorney. Thus, I would agree with Attorney Doland that Small Claims would be an appropriate solution.
Look up the Superior Court for your county and the website should have a link to information as to how to proceed in filing an action in the local Small Claims Court.
My colleagues are correct in that UIM coverage should allow you to recover for your damages related to this accident. However, obtaining a viable recovery under UIM can be a complicated task.
I would encourage you to refrain from any further direct discussions with your carrier and use Avvo to contact a Personal Injury attorney in your area.
A replacement cost value (RCV) policy is rare. The premiums would be high so as to compensate the carrier for the increased coverage. Generally the carriers use what is called the Actual Cash Value. (ACV). ACV is broadly defined as the cost to replace the item with new property of like kind and quality, less depreciation. This is usually less than the total cost to replace the item. The terms of your policy will dictate which valuation applies to your loss.
The mediation report should be provided to you prior to the hearing. Many Judges rely heavily upon the recommendations in the report to frame their order. A request for a continuance is discretionary and may be granted depending upon the content of the report. That is to say, if there is a matter in the report that warrants a rebuttal, the Judge may grant a continuance of the hearing.