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About Me

Arriving in United States as struggling immigrants from an Eastern block country, my family worked extremely hard to rebuild our lives here.  I found myself helping them and immigrants like them disadvantaged by language barriers and lack of understanding of financial products and choices.   It is ironic that people who can most benefit from financial advice are least likely to afford and receive professional services.  My experience has grown into a passion of assisting and educating people in financial matters.”  


Languages Spoken: Polish, English

Photos and Videos

163688 1330220985

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Practice Areas


  1. Chapter 7 Bankruptcy: 30%
    9 years, 140 cases
  2. Chapter 13 Bankruptcy: 15%
    9 years, 15 cases
  3. Bankruptcy & Debt: 15%
    9 years, 170 cases
  4. Foreclosure: 11%
  5. Other: 29%
  6. More 



Fixed (Always), Retainer (Always), Free Consultation (90 minutes)

Payment Types:

Cash, Check

Attorney Endorsements

44 total 

  • James Charles Shields

    I endorse this lawyer with no reservation. An extremely talented and well respected attorney in the legal community. Very hardworking and diligent. Consistently achieves superior results. Advice is always practical and on point. I recommend to anyone looking for an attorney who knows the law and truly cares about protecting the rights of clients and achieving the most favorable result possible.I endorse this lawyer.


    James Shields Bankruptcy & Debt Attorney
    Relationship: Fellow lawyer in community

  • Hovanes Margarian

    I endorse this lawyer.


    Hovanes Margarian Consumer Protection Attorney
    Relationship: Fellow lawyer in community

Contact Info

Tokarska Law Center

185 West "F" Street
Suite 100
San Diego, CA, 92101



Professional Misconduct

We have not found any instances of professional misconduct for this lawyer.
Avvo Contributions
Legal Answers
Award NameGrantorDate Granted
The Wiley W. ManuelThe State Bar of California2007
Distinguished Service AwardSan Diego Volunteer Lawyer Program2006
Work Experience
TitleCompany NameDuration
AttorneyTokarska Law Center2007 - Present
Deputy Public DefenderLaw Office of the Public Defender2007 - 2007
Association NamePosition NameDuration
San Diego Women's NetworkMember2010 - Present
San Diego Lawyer's Referral ProgramMember: Bankruptcy Section2009 - Present
National Consumer Bankruptcy AssociationMember2008 - Present
American Bankruptcy InstituteMember2008 - 2008
San Diego Bankruptcy ForumMember2008 - Present
San Diego Bar AssocationMember2002 - Present
Legal Cases
Case NameOutcome
All Chapter 7 CasesDischarge
All Chapter 13 CasesConfirmed
See all Legal Cases 
Publication NameTitleDate
GoArticles.comWhat does Means test Mean? Bankruptcy and Student Loan Debt2011
Ezine@articles.comStudent Loan Debt - The Next Great Bubble2011
School NameMajorDegreeGraduated
California Western SOLLawJuris Doctorate2005
Eckerd CollegeBusiness AdministrationUndergraduate With Honors2000
Thomas Jefferson School of LawBankruptcy & FinanceLL.M - Master of LawsN/A
Speaking Engagements
Conference NameTitleDate
San Diego Polish Business Group MeetingBankruptcy Basics2011