You haven't really provided enough details to give a meaning reply. The best advice I can give is to take the contract to an attorney and explain what you were told, what you were trying to accomplish and what happened during the course of your dealings with the other parties. if someone lied or misrepresented facts, you might have a legal remedy for damages or to rescind the contract. I cannot really say more without speculating.
Hiding assets like bank accounts from the trustee is a crime. You could lose your right to a discharge, be fined huge sums of money and even be put in jail. It isn't worth the risk.
Each trustee approaches their investigation of assets differently. If the trustee suspects that you might be hiding something or receives information from a third party, your case might receive more scrutiny.
Just be honest and reveal everything to your attorney.
Your question extremely confusing and has conflicting information. Either you had a short sale or a foreclosure. They are 2 entirely different things. Second, how do you know that you don't owe money on the second mortgage? If you refinanced the loan or if it was a home equity line of credit, there is a good chance that you DO owe them the money.
Also, $608 paid over 5 years is over $36,000. If you only have $24,000 in claims filed, you won't be in Chapter 13 for 5 years. You'll be...
It sounds like you are thinking of using a debt settlement company. I'm not a big fan of debt settlement companies because they usually cost more than an attorney and generally accomplish less. They might even be engaged in the unauthorized practice of law.
Now if you want to negotiate a payment plan or a lump sum settlement, you can hire someone or do that on your own. There is no great magic to it...make an offer and they either accept, reject or make a counteroffer. And if you reach an...
I completely agree with Mr. Lysle. You should hire an attorney to review the court files to see if you have legal grounds to set the judgments aside and possibly pursue legal action against the judgment creditors.
California court's don't enter default judgments unless there is a proof of service on file showing that you were properly served. It is not unheard of for process servers to like or make mistakes.
The Wiegand case says that the B22C form is wrong and that you cannot deduct ANY business expenses on line 3b. The impact is that business owners with high gross income will likely end up with a 60 month commitment period instead of 36 month commitment period. instead, the most common practice is to deduct them in part VI, that appears after line 58.
Bases on the very brief facts, it sounds like a deductible expense to me. However, I would to to look at all of your documents to make a final...
I remember when my daughter was about 8, I remember hearing her in an argument with her friends as kids will do. She said something like "oh yeah, we'll my dad's an attorney and he'll sue you." Her friends laughed at her and rightfully so. The woman who threatened you is like my daughter...acting like she's 8. The police rarely get involved in contract disputes and usually on with egregious fraud.
You could still be facing a small claims lawsuit, but a visit from the police is highly unlikely.
I think you need to get a second opinion from another bankruptcy attorney. Pre-bankruptcy asset protection planning is one of the most important things a bankruptcy attorney can do for a client. Both Mr. Whitaker and myself are in San Diego, so either one us us could help you.
The trustee would not take your non-exempt assets to pay a secured debt like a mortgage, but those assets could be used to pay other creditors like credit cards. A qualified attorney would discuss with you how to...