The timing of your bankruptcy is the key. There several complex rules regarding the type of taxes and when they were do that govern whether a particular tax debt may be discharged in bankruptcy. You need to consult a local bankruptcy attorney on this issue. File your case too soon and you may end up being stuck with tax debt that could have been discharged.
Delaying the sale while they monitor the bankruptcy is specifically allowed under case in the 9th Circuit, which includes California. it is pretty common for people filing a "barebones" bankruptcy to stop a foreclosure only to see it dismissed later.
You are wise to monitor the foreclosure date. Make sure you keep current on your payments and provides all documents needed by the trustee to avoid dismissal.
Well that's certainly a new one. I've accepted payments via PayPal before, but i sure wouldn't have a client send them to a person in another state. Are you sure the person is really attorney? Did you check them out to on the website for the California State Bar?
A bankruptcy discharge removes the personal liability for the debt, but it does not automatically remove judgment liens. If the judgment lien impairs an exemption, you can file a motion under section 522(f) of the bankruptcy code to remove the lien.
Suppose you own a home worth $200,000 and your mortgage is 180,000. If you have a $10,000 judgment lien on the house, that interferes with your homestead exemption and you can remove it by filing the 522(f) lien avoidance motion.
The tax refund is an asset that you must list in your bankruptcy papers. In order to keep it, you must claim it as exempt on Schedule C. Only an attorney familiar with you situation and the exemption laws available to you an answer your question about whether you have any available exemption protection money to keep the refund.
Mr. Riddle is spot on when he says it will cost far less than the $5000 you stand to lose to hire an attorney to answer this question.
You may feel that you don't owe it and your credit card company may agree with you, but those decisions are not binding on FedEx, the exporter or a court of law. They have the right to try and prove that you are responsible for the charges. You might try sending the same certified letter to the attorney to see you can convince them to go away.
You can try to represent yourself, but this can be difficult. Be mindful of any court deadlines to file a response to the lawsuit and don't let...
As a general rule, the court will allow you pay off your 401(k) loan while in Chapter 13. Once your is repaid, you will generally be required to increase your plan payment. In some jurisdictions, ongoing 401(k) investments might be disallowed.
You need to contact a local bankruptcy attorney for help. The exact procedures to address an objection to confirmation vary depending on the jurisdiction. Where I practice, failing to file a written response to an objection could be deemed an admission that the objection is valid and this could result in denial of confirmation and dismissal.
An attorney can also help you determine if your response to the motion for relief from stay is legally sufficient.
Filing Chapter 13 without the...