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About me


Bar Admission:

California, 1994

Admitted to the following Courts:

State of California, 1994

U.S. District Court, Southern District of California, 1995

U.S. Bankruptcy Court, Southern District of California, 1995

U.S. Bankruptcy Court, Central District of California, 1994

U.S. Court of Appeal, Ninth Circuit, 1999

U.S. District Court, Central District of California, 2001

U.S. Bankruptcy Court, Eastern District of California, 2006


The Honorable Susan C. Harlan, Judge of the Superior Court of California, 1994


BA, San Diego State University, 1990

JD, University of the Pacific, McGeorge School of Law, 1994

Organization Affiliations:

Member, National Association of Consumer Advocates (NACA)

Member, National Association of Consumer Bankruptcy Attorneys (NACBA)

Member, American Inns of Court, Fiorenzo V. Lopardo Inn, Chapter 303


Since 1995, when Ms. Raymond opened her law office, she has focused her practice on helping individuals and small businesses with matters dealing with financial difficulties and creditor disputes. Ms. Raymond is a skilled bankruptcy practitioner and civil litigator. She has represented clients in Chapter 7 and Chapter 13 bankruptcy, and litigated claims against creditors for violating the Federal Fair Debt Collection Practices Act ("FDCPA"), the Federal Truth In Lending Act ("TILA"), the Federal Home Ownership Equity Protection Act ("HOEPA"), and Federal Fair Credit Reporting Act ("FCRA"). By combining both her bankruptcy skills and litigation experience, Ms. Raymond is able to provide her clients with a well rounded approach to maximize the legal protections available to them.

Ms. Raymond provides free workshops to educate the public about credit, legal rights and consequences relating to debt, and strategic debt elimination.


Languages spoken: Spanish

Practice areas


  1. Chapter 7 Bankruptcy: 70%
    20 years, 400 cases
  2. Debt Collection: 15%
    20 years, 25 cases
  3. Chapter 13 Bankruptcy: 5%
    16 years, 10 cases
  4. Class Action: 5%
    13 years, 5 cases
  5. Foreclosure: 5%
    16 years, 35 cases


Payment types:

Cash, Check

Attorney endorsements

4 total 

Are you an attorney? Endorse this lawyer

  • Virginia Lopez

    I highly endorse this lawyer. Deborah is a dedicated advocate for consumer rights. She is passionate about consumer rights and aggresively protects her clients from egregious debt collectors and banks and any other entities that violate consumer protection laws. She is a trusted and valued member of the legal community.


    Virginia Lopez Insurance Attorney
    Relationship: Fellow lawyer in community

  • Harold Marion Hewell

    I endorse this lawyer.


    Harold Hewell Appeals Attorney
    Relationship: Friend

Contact info

445 Marine View Ave Ste 300
Del Mar, CA, 92014


We have not found any instances of professional misconduct for this lawyer.
Avvo contributions
Legal answers
Work experience
TitleCompany nameDuration
AttorneyLaw Offices of Deborah L. Raymond1995 - Present
Association namePosition nameDuration
National Association of Consumer Bankruptcy AttorneysChair2010 - Present
National Association of Consumer AdvocatesMember2004 - Present
American Inns of CourtBarrister1999 - Present
School nameMajorDegreeGraduated
McGeorge School of Law, University of the PacificN/AJD - Juris DoctorN/A
San Diego State UniversityN/AOther - BachelorsN/A
Speaking engagements
Conference nameTitleDate
Strategic Debt EliminationConsumer Protection, Bankruptcy, and Credit Law2011