We had a situation with a predatory loan from Bank of the West. We hired Mr. Houbeck to review the loan docs and renegotiate the loan with the bank. Mr. Houbeck contacted Bank of the West and pointed out several violations of the Truth and Lending laws as well and California Civil Code viiolations. Thanks to his efforts, Bank of the West forgave a large portion of the loan and restructured the remaining balance with a 1% rate and extremely low payment. I couldn't believe the miracle he pulled off. We are extremely grateful for his efforts and highly recommend him!!!!!!!!!!!!!!!!
Posted by Noni
As a Legal Assistant I see attorneys daily. Divorce is stressful enough without the debt acquired by a mismanaged business and cheating spouse!!! Steve was supportive and informative so I could make decisions based in law and not emotions. He was a lifesaver!! Now I have great credit thanks to his advice.
Posted by a Chapter 7 client
Mr. Houbeck is a great attorney who is very professional but doesn't rush you. He allows you the time to talk about your issues and ask questions. He's represented us for personal bankruptcies in the past (chapters 13 and 7) and will be representing us for business. He knows his stuff!