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Jeremy Scott Golden

Jeremy Scott Golden

Practice areas:

Credit Repair, Foreclosure, Debt Settlement, Debt & Lending Agreements

About Me

I am blessed with a job that I love and am committed to giving my clients the best legal representation possible.

Our firm handles consumer rights litigation. We represent individuals who have been harassed or sued by debt collectors. A significant portion of our practice is also dedicated to foreclosure defense and fighting against loan modification abuse by banks and servicers.  We can also represent you when faced with repossession, identity theft, or if you happen to find false information on your credit report.

I am always accessible by phone or email and keep in constant contact with all my clients. You can never call or email me too frequently. We will respond to all your questions immediately.

I never compromise my ethics or honesty. I will fight for you all the way through trial if necessary. I have numerous trial victories including a seven-figure jury trial. In four years I have either won or gotten dismissed over 200 collection cases. I take cases all over the state of California. 





Languages Spoken: English, Spanish

Photos and Videos

368312 1260549145

Practice Areas

Licensed since 2003

  1. Credit Repair: 35%
    9 years
  2. Debt Settlement: 25%
    9 years, 100 cases
  3. Foreclosure: 25%
    7 years
  4. Debt & Lending Agreements: 15%
    9 years, 100 cases



Free Consultation (30 minutes)

Payment Types:

Cash, Check, Credit Card

Attorney Endorsements

9 total 

  • Michael S. Waddington

    I endorse Jeremy. He is a highly skilled attorney that is well respected in the legal community.


    Michael Waddington Military Law Attorney
    Relationship: Fellow lawyer in community

  • Balam Osberto Letona

    Jeremy continues to fight for California consumers when it comes to wrongful foreclosure. He is ethical and will fight for you. Please call him to arrange a meeting. He comes with my highest recommendation.


    Balam Letona Debt Collection Attorney
    Relationship: Fellow lawyer in community

Contact Info

Golden & Cardona-Loya, LLP

3130 Bonita Road, Suite 200B
Chula Vista, CA, 91910




Professional Misconduct

We have not found any instances of professional misconduct for this lawyer.

Avvo Contributions

Legal Answers


Award NameGrantorDate Granted
Top AttorneySan Diego Metro Magazine2011
Dean's ListSanta Clara University School of Law2003
Honors Moot Court BoardSanta Clara University School of Law2002
Witkin Award for Academic ExcellenceWitkin Legal Institute2001

Work Experience

TitleCompany NameDuration
PartnerGolden & Cardona-Loya, LLP2009 - Present
Legal AdvisorSun Microsystems, Inc.2002 - 2003


Association NamePosition NameDuration
National Association of Consumer AdvocatesMember2010 - Present
San Diego County Bar AssociationMember2004 - Present
State Bar of CaliforniaMember2003 - Present

Legal Cases

Case NameOutcome
Felipe A. v. The City of San DiegoJury awarded my client $1,325,000.
Atlantic Credit & Finance, Inc. v. Douglas A.Defeated debt collector at trial
Christopher C. v. 1st Credit of AmericaWon lawsuit against debt collector at trial

See all Legal Cases 


Publication NameTitleDate
Managing Intellectual PropertyHow to Defeat Cybersquatters2001


School NameMajorDegreeGraduated
Santa Clara University School of LawLawJD - Juris Doctor2003
University of Wisconsin, MadisonN/ABA - Bachelor of Arts2000

Speaking Engagements

Conference NameTitleDate
Defending Collection LawsuitsDebt Collection Defense2010
Defending ForeclosuresDefending Foreclosures2008
Defending Collection Cases and Converting them into FDCPA ActionsCollection cases and FDCPA violations2008
Solving Identity Theft and Credit Reporting ProblemsIdentity Theft and Credit Reporting2007