Make sure you submit your request to the insurance company in writing and be certain to ask for a certified copy of your policy. You need to give the insurance company some time to respond. If you have not heard back from them, send a follow-up letter. Consult with an attorney about your rights. You will need a personal injury lawyer as well as a criminal lawyer. Best of luck!
Without reviewing the terms of the policy, there is no way for you to verify whether the medical payment benefits are reimbursable. You should have verified this fact before agreeing to a settlement. If the benefits are reimbursable, you may expose yourself to a claim and or a lawsuit if the benefits paid back. Best of luck!
You have two options: 1) Seek restitution for your deductible and other out of pocket expenses from the drunk driver through the District Attorney's office; or 2) file a lawsuit in small claims court against the drunk driver to recover these losses. If you pursue the driver in small claims court, remember to ask the Judge to award you your costs of filing and serving the lawsuit. Finally, note that the driver will not get away because in addition to facing criminal charges, your insurance...
I'm terribly sorry about your misfortune. You need to consult with an attorney about your rights and your options immediately. There are too many complicated issues to briefly address them on this question and answer forum. Do not delay in obtaining legal services. Best of luck!
Let your insurance company handle the matter. Your case will most likely settle for the policy limits unless you have assets, properties, businesses, etc., in which case you are inadequately insured. If that is the case, you will need to hire a private lawyer. For now, allow your insurance to handle the matter and wait to see if it resolves. Best of luck!
Unfortunately, a Plaintiff in a Small Claims matter does not have the right to appeal the verdict. Only the defendant has that right. Therefore, you do not have the right to appeal. You also do not provide enough information about the facts of the accident or the injuries suffered; therefore, I cannot properly evaluate the case or the reasonableness of the verdict.
You need to sit down with your lawyer and discuss the status of your case in detail. It sounds as though communication is lacking and you need to open the lines of communication. This will help you understand what your lawyer has done on your behalf. If your lawyer does not meet with you, it may be time to make a change. Act now. Best of luck!
Consult with an attorney immediately, especially if you suffered injuries as a result of the collision. You will need the experience of a lawyer to review the traffic collision report to assess whether you have any avenues to argue that the other party was at fault. Best of luck!