If you have attorneys who believe that they can make the insurance company pay damages for your injuries, hire one of them.
You write that you were hit intentionally by your wife’s car. I assume your wife was the driver. If that turns out to be factual the insurance company will not have to respond in damages. Insurance is for negligent acts, not intentional ones.
There could also be exclusionary language in the policy if both you and your wife were named insureds. If you have medical...
If you have your own automobile insurance with coverage greater than 15/30, or if your friend does, you may have underinsured motorist coverage that will help out. You need to consult your own lawyer. Personal injury cases are usually handled on a contingency basis and most PI lawyers offer free initial consultations. You have no reason not to consult and retain your own attorney. If you believe you will put 15K in your pocket without one, you’re dreaming. Good luck.
Your question is not clear. Do you want your prior attorney’s file or the file maintained by the insurance company? If the file is maintained by an insurance company, and it is not your insurance company, you have no right to a copy it via fax, or otherwise. You do have a right to a copy of the file maintained by your attorney, whether former or not, but you do not have a right to receive it via fax. Good luck.
This is a question you should ask your attorney. I am not aware of any law which requires your physician to submit statements to your insurance company for payment unless he has a contractual relationship with the carrier. He may have had such a relationship in the past but does not now. There could be other reasons he does not want to be burdened with submitting the bills.
You, of course, are free to submit your statements to your carrier for payment according to your policy. They may...
The case has substantial value in the tens of thousands of dollars. Hopefully, the dog owner has homeowners’ insurance.
Your daughter should consult and retain a lawyer to settle her claim. It may take many months, or even a year or more, for the wound to heal sufficient enough for a plastic surgeon to determine if scar revision surgery will be helpful if the bite results is permanent disfigurement. So, you daughter should not expect the case to quickly settle.
Your daughter should be...
If the car has a new or newly installed rebuilt engine, and you can prove it, you should be able to get more money for the totaled vehicle, at least the cost (minus installation) of the newer engine. It's all in negotiating the FMV and salvage value. Good luck.
You have 30 days plus 5 to respond from the date the documents were mailed, as shown on the proof of service. Your time to respond DOES NOT run from date of receipt. If the last day to respond is a weekend or holiday you have until the next business day to serve your response. However, be on the safe side -- serve your response early!
"If I was sued as a sole proprietorship , is it too late to incorporate to gain liability protection?" -- For this incident, yes.
"Does it make a difference that he is a contractor vs employee?" -- If he was an employee you should have had workers' compensation insurance and your liability would have been limited in most cases. Depending on the nature of the work, your exact relationship, and the cause of the injury a truly independent contractor may be 100% responsible for his injuries.
You will have to await the outcome. Unless the driver has property damage in of $5,000 or more there is no reason for the carrier to offer that sum in settlement. I would be more concerned about an excess judgment on the personal injury claim.
In reality, the carrier is not going to risk a bad faith claim and will eventually offer the full $20,000 in settlement to buy its peace. So, your hope of having the carrier “on the hook” for the full amount of any excess verdict is illusory.