Our office represents consumers in credit and debt matters, including Chapter 7 and Chapter 13 bankruptcy. We also offier non-bankruptcy solutions.
Whether your situation involves overwhelming credit card debt, medical bills, past due taxes, foreclosure, repossession, or other financial issue, there is a solution.
We will take the time to explain all options and the relative advantages and disadvantages of each.
If bankruptcy isn't right for you, we can defend you in state court. We can help you defend debt lawsuits, wipe out judgments, and stop garnishments, levies, and liens.
Thank you for considering our office.
Languages Spoken: English, Spanish
Licensed since 2006
Fixed (Sometimes), Free Consultation (30 minutes)
Check, Credit Card
|Award Name||Grantor||Date Granted|
|Ventura Best Businesses of 2014- Bankruptcy Lawyer||Best Businesses||2015|
|Thomas E. Berry Endowed Presidential Scholarship in Probate Law||University of Texas School of Law||2001|
|Phi Beta Kappa||University of Georgia||1993|
|Attorney (Volunteer)||Maryland Foreclosure Prevention Project||2008 - 2009|
|Attorney (Volunteer)||Montgomery County Bar Association Pro Bono Program||2007 - 2010|
|Attorney||Law Offices of Karen Ware, PC||2006 - Present|
|Analyst / Contract Attorney||Worth Management LLC||2003 - 2008|
|Associate||Ernst & Young LLP||2001 - 2003|
|Tax Associate||SunAmerica, Inc. / American International Group, Inc.||1997 - 1999|
|Association Name||Position Name||Duration|
|Central District Consumer Bankruptcy Attorneys Association||Member||2014 - Present|
|Central California Bankruptcy Association||Member||2014 - Present|
|Solvang Chamber of Commerce||Member||2014 - Present|
|Los Angeles Bankruptcy Forum||Member||2014 - Present|
|California Bankruptcy Forum||Member||2014 - Present|
|National Association of Consumer Bankruptcy Attorneys||Member||2009 - Present|
|Maryland Consumer Rights Coalition||Member||2009 - Present|
|Montgomery County Bar Association||Member||2008 - Present|
|District of Columbia Bar Association||Member||2007 - Present|
|Maryland State Bar Association||Member||2006 - Present|
|National Association of Consumer Advocates||Member||2006 - Present|
|Texas Journal of Business Law||Member||N/A|
|University of Texas School of Law||Law||J.D.||2001|
|University of Georgia||Microbiology||B.S.||1994|
|University of Georgia||Biochemisry||B.S.||1993|
|What to do When a Debt Collector Contacts You||Dealing wtih Debt Collector Calls and Letters||2008|
|Resolving Garnishments in Maryland||Resolving Garnishments in Maryland||2008|
|Protecting Your Financial Privacy||Preventing Identity Theft||2008|
|How to Represent Yourself in Maryland District (Small Claims) Court||Small Claims Court / Debt Collection||2008|
|Current Issues in Identity Theft||Using Credit Bureau Disputes to Bolster Your ID Theft Claim||2008|
|Avoiding or Stopping Foreclosure in Maryland||Avoiding or Stopping Foreclosure in Maryland||2008|