Hale Andrew Antico’s Answers

Hale has answered 92 questions

• Can creditors go after my wife's non-community property asset for my own discharged community debt under chapter 7 ?

  Asked by a user in San Francisco, CA - 7 months ago.

  People think lawyers are expensive. Not having a lawyer can be more expensive. You recently filed bankruptcy while your wife owns a house with a quarter-million dollars of equity. Chapter 7 is...

  13 lawyers agreed with this answer

• I am on the third year of my 5 yrs bk 13 repayment plan which includes both my credit cards as well as my husband's. Options?

  Asked by a user in Santa Clarita, CA - 7 months ago.

  I'm sorry to hear about your marital difficulties. This can result in all kinds of change, both emotional, physical (living spaces), and financial. As far as bankruptcy goes, your options are:...

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  10 lawyers agreed with this answer

• Will I be able to declare Chapter 7 Bankruptcy in San Diego with a yearly salary - before taxes - of $125000.00?

  Asked by a user in San Diego, CA - 6 months ago.

  Short answer: probably not. Slightly longer answer: The means test is the gatekeeper to Chapter 7. It's not clear that you pass the means test, and missing is whether your wife is employed or not,...

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  9 lawyers agreed with this answer

• Who is responsible for doing the Fair Market Value Estimate of a condo being considered for Ch. 13 lein stripping of the second?

  Asked by a user in Salinas, CA - 6 months ago.

  You are asking the court to make a ruling. With that request, you are responsible for providing evidence to back it up. The other side can respond and provide the court evidence that contradicts...

  11 lawyers agreed with this answer

• Do you recommend that a person file a bankrupcty (in CA) if they are judgement-proof?

  Asked by a user in San Diego, CA - 7 months ago.

  Bankruptcy is not good for everyone's situation. Do you have to file bankruptcy? Of course not. Can you? Yes. Should you? That's a question on you can decide, once you weigh the many factors....

  9 lawyers agreed with this answer

• WHAT ARE CURRENT RULINGS TO BK7 A SECOND MORTGAGE?

  Asked by a user in Marina, CA - 7 months ago.

  You indicate that you're in California, which is the Ninth Circuit. Lorraine McNeal v. GMAC Mortgage is a case in the Eleventh Circuit. It's not binding here in California, and to my...

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  5 lawyers agreed with this answer

• I'm Currently in Chapter 13 but want to convert to a 7 before I get married but I previously filed and received a discharge.

  Asked by a user in Hampton, VA - 7 months ago.

  First, you are not eligible to receive a Chapter 7 discharge at this time. Converting would not help you with your goals. You may consider having this case dismissed, and then paying and filing a new...

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  7 lawyers agreed with this answer

• Question concerning aftermath of being sued by creditors or collecitons agencies

  Asked by a user in New Port Richey, FL - 7 months ago.

  Once a creditor obtains a judgment against you, it can seize assets, levy accounts, etc. Perhaps your accounts and income are protected from being attached. But to answer your question: creditors...

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  7 lawyers agreed with this answer

• Is it possible to file for personal Bankruptcy in Massachusetts without a lawyer?

  Asked by a user in Stoneham, MA - 7 months ago.

  11 USC 527(b) requires any attorney you consult with to disclose to you that you can file bankruptcy for yourself, and do not need an attorney. While you're free to try, many bankruptcy...

  9 lawyers agreed with this answer

• Bankruptcy, before or after small claims date?

  Asked by a user in Brockton, MA - 7 months ago.

  Considering that your debt load is relatively small, and given that there's a probability the court will rule you don't owe this or any other money, I'd wait to find out what happens. You can always...

  8 lawyers agreed with this answer

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