Hale Andrew Antico’s Answers

Hale Andrew Antico

Santa Clarita Chapter 7 Bankruptcy Attorney.

Contributor Level 11
  1. Are parking tickets from the City of Chicago dismissed under a Chapter 7 Bankruptcy?

    Answered almost 2 years ago.

    1. Gregory Howard Wiley
    2. Joseph Wrobel
    3. Hale Andrew Antico
    3 lawyer answers

    Not dischargeable. You'll still owe it. Debts such debt is for a fine, penalty, or forfeiture payable to and for the benefit of a governmental unit, is not dischargeable under 11 USC 523(a)(7).

    5 lawyers agreed with this answer

    1 person marked this answer as helpful

  2. Do I have to keeping paying on credit cards that I plan on going through bankruptcy to get rid of?

    Answered almost 2 years ago.

    1. Hale Andrew Antico
    2. Stephen M Trezza
    2 lawyer answers

    There is no requirement that you be current on credit card debt when you enter bankruptcy. In fact, most people are not. However, be aware that if you slip behind on credit card payments, that will result in poor credit, collection calls, harassment and potential lawsuits. In fact, the summons of a law suit will make you want to file bankruptcy faster, even though the filing of the bankruptcy may hurt your chances at the refinance. Because you're not sure how long the refi will take,...

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  3. Can I do a voluntary withdrawal from Chapter 13 bankruptcy while my spouse stays in Ch. 13 in order for us to keep our house?

    Answered almost 2 years ago.

    1. Alan D. Walton
    2. Hale Andrew Antico
    3. Evan A Nielsen
    4. Deborah F Bowinski
    5. Justin D Kelly
    5 lawyer answers

    You filed Chapter 13 bankruptcy in 9/2011. You were sued in 7/2012. Helpful, but we're missing facts. First, considering that fewer than 5% of Chapter 13 cases filed without an attorney are successful, I trust you have a lawyer, and that you've already discussed this with him or her. Second, your question omits other key facts. Such as, what's was the date of the incident for this new lawsuit? Had the event already occurred at the time of the bankruptcy filing? Was the potential...

    5 lawyers agreed with this answer

  4. On the court summins there is no court date. Is the summons legal?

    Answered almost 2 years ago.

    1. Thomas John Cesta
    2. Brad A Denton
    3. Diane L Drain
    4. Hale Andrew Antico
    4 lawyer answers

    The absence of a court date, by itself, does not make the summons defective.

    5 lawyers agreed with this answer

  5. I got a chapter 7 discharge about one year and a half ago. I need to restructured a new debt under chapter 13. Can I do it?

    Answered almost 2 years ago.

    1. Brent Steven Snyder
    2. Alan D. Walton
    3. Hale Andrew Antico
    4. Michael R Blaskowsky
    5. Benjamin Scott Johns
    5 lawyer answers

    You are not eligible to file bankruptcy at this time. The powerful "get out of jail free" card of bankruptcy can be used only periodically. and there is no refuge in bankruptcy court available for you for at least a couple more years. You'll want to consider negotiating a settlement with your creditor, or (depending on your assets), maybe a potential lawsuit and/or judgment against won't affect you if you're judgment-proof. Good luck to you.

    5 lawyers agreed with this answer

  6. Is there any way that the creditor can find out my bank accounts?

    Answered almost 2 years ago.

    1. Hale Andrew Antico
    2. Stephen M Trezza
    3. Joshua Jonathan Tejes
    3 lawyer answers

    Can creditors find out your bank accounts? Yes. Creditors do bank levies -- where your money is cleaned out of your bank account without any warning -- all the time. Creditors also can do a setoff and take your money and apply it to a debt from the same bank. Good news is that filing bankruptcy protects you from all this. See a bankruptcy attorney as soon as possible.

    5 lawyers agreed with this answer

  7. If I have no income and nothing of value, and can't pay back a debt at this time- can I go to jail?

    Answered almost 2 years ago.

    1. Christian Andrew DiCicco
    2. Hale Andrew Antico
    3. Stephen M Trezza
    4. Daniel Edward Mueller
    4 lawyer answers

    No, you can't go to jail. It would be awfully hard to repay your debt from there, anyway. My hat's off to you for your determination to repay your debt. Certainly, no one ever HAS to file bankruptcy, and you sound like you want to work your way through this. Watch out for this, though: they don't have to work with you on your terms. With judgments, future paychecks can be garnished, bank accounts can be swept out. So when you do get back on your feet, you may want to reassess the...

    5 lawyers agreed with this answer

  8. If my ex pays off his arrears he owes for our daughter, can I still file bankruptcy?

    Answered almost 2 years ago.

    1. Deborah F Bowinski
    2. James Wade Schwitalla
    3. Patrick Begley
    4. Dorothy G Bunce
    5. Hale Andrew Antico
    5 lawyer answers

    Thanks for writing. You use the word "arrears." Arrears for what? Also, you say arrears are "for your daughter." It this a debt he signed with her? For her? To her? You really need to talk to a bankruptcy attorney. If you pay half of $15,000, that's not a lot of debt for which you need to go through a bankruptcy. In fact, you don't really say why you're planning on filing for bankruptcy. But, trying to answer your question the way it's asked: if you receive money, that shouldn't...

    5 lawyers agreed with this answer

  9. Is legal representation the right approach?

    Answered almost 2 years ago.

    1. Hale Andrew Antico
    2. Deborah F Bowinski
    3. Alan James Brinkmeier
    3 lawyer answers

    Seems like you had a contract. You breached the contract. They invited you to make an offer to catch up. You made an offer. They rejected the offer. They're under no obligation to work with you once you broke the deal. Sorry.

    3 lawyers agreed with this answer

  10. I understand child support isn't dischargeable, but what about spousal support? Or other debts determined in family law court?

    Answered almost 2 years ago.

    1. Richard Forrest Gould-Saltman
    2. Hale Andrew Antico
    3. Michael Raymond Daymude
    3 lawyer answers

    Probably not dischargeable. See 11 USC 523(a)(15). It's fairly broad.

    3 lawyers agreed with this answer