Robert E. Vosburg’s Answers

Robert E. Vosburg

Encino Personal Injury Lawyer.

Contributor Level 10
  1. Can i include my husband's debts ( in collection company ) except his income when i file bankruptcy chapter 7 singly ?

    Answered almost 2 years ago.

    1. Robert E. Vosburg
    2. David Samuel Shevitz
    3. Richard Edmund Hawkins
    4. Justin Drayton Graham
    5. Theodore Lyons Araujo
    6. ···
    9 lawyer answers

    You must include your husband's income when you file, whether individually or jointly. You really need to consult with a bankruptcy attorney on this matter.

    13 lawyers agreed with this answer

    1 person marked this answer as helpful

  2. Can my mortgage company foreclose on my home if it was included in chapter 7 bankrupcy?

    Answered almost 2 years ago.

    1. Robert E. Vosburg
    2. Alan D. Walton
    3. Michael Salanick
    4. Navid Kohan
    4 lawyer answers

    Yes. The bankruptcy only discharged your personal obligation for the loan. The loan is still secured by the home and if the loan is not paid, the bank can foreclose on the property.

    10 lawyers agreed with this answer

  3. Can i add creditors that were left out on my bankruptcy petition after its been filed?

    Answered over 1 year ago.

    1. David Alexander Yomtov
    2. Robert E. Vosburg
    3. Rex Tran
    4. Michael S Schwartzberg
    4 lawyer answers

    Yes, you can amend the schedules to include new creditors and change the incorrect addresses. You must also amend the summary's, that contain totals from the schedules, as well as the creditor matrix (mailing list). I would suggest you get help with this.

    9 lawyers agreed with this answer

  4. Can a landlord force a tenant to pay for a carbon monoxide detector & installation?

    Answered almost 2 years ago.

    1. Robert E. Vosburg
    2. Brad S Kane
    3. Shazad Z Omar
    3 lawyer answers

    California Health and Safety Code section 17926 requires the "owner" to install the device in your unit. Section 17926.1 states: "(a) An owner or owner's agent of a dwelling unit intended for human occupancy who rents or leases the dwelling unit to a tenant shall maintain carbon monoxide devices in that dwelling unit consistent with this section and Section 17926." The first section requires the owner to install it and the second requires them to maintain it. I do not believe that it...

    Selected as best answer

  5. Can a law office (debt collector) file suit against me within the 30 days of their debt collection letter?

    Answered almost 2 years ago.

    1. Robert E. Vosburg
    2. Michael Avanesian
    3. Eric D Ridley
    4. Richard Scott Lysle
    4 lawyer answers

    The debt collector may not have purchased or been assigned the debt. Sometimes they are hired just to do the dirty work and try to collect. You have a very limited time to file your answer and it needs to be addressed ASAP. Contact an attorney right away that works on debt cases like yours.

    7 lawyers agreed with this answer

  6. My father is being charged by Mastercard Sears Solution, however he has never owned that card nor any credit card in his life

    Answered over 1 year ago.

    1. Brian Crozier Whitaker
    2. Robert E. Vosburg
    3. Susanne Ruiz Rodriguez
    4. Tregg Robert Lunn
    4 lawyer answers

    Sounds like he could be the victim of identity theft. A police report needs to be made. Contact the law enforcement agency that serves your jurisdiction. If that is the case then you must notify the credit reporting agencies as well. He should review his credit report to see if there are any other accounts that have been opened in his name.

    6 lawyers agreed with this answer

  7. Chapter 7--general questions

    Answered over 1 year ago.

    1. Eric D Ridley
    2. Robert E. Vosburg
    3. Asaph O. Abrams
    3 lawyer answers

    I agree with my colleague on this. A consultation is free and after reviewing the specifics of your situation, your questions should all be answered.

    6 lawyers agreed with this answer

  8. Can I still file Bankruptcy after UD has been filed and a hearing has been set?In live in Orange county, Calif

    Answered almost 2 years ago.

    1. Stuart Gregory Steingraber
    2. Robert E. Vosburg
    3. Justin Drayton Graham
    4. Christian Tyler Spaulding
    5. Filemon Kevin Samson
    5 lawyer answers

    You should consult with a bankruptcy attorney to see if you can file. I would advise that you do that before your hearing. The consultation should be free, so don't wait.

    6 lawyers agreed with this answer

  9. What do I do when a debt collector has retained a legal group to collect a old debt?

    Answered almost 2 years ago.

    1. Robert E. Vosburg
    2. Richard Scott Lysle
    3. Frank Wei-Hong Chen
    4. Jeffrey Scott Hyslip
    5. Scott Richard Kaufman
    5 lawyer answers

    You should consult with a local debt settlement attorney to review the specifics of you case and let you know your options.

    6 lawyers agreed with this answer

  10. If, during my chapter 7 case, my income increases but is still below the median, will it cause any problems?

    Answered almost 2 years ago.

    1. Robert E. Vosburg
    2. Matthew Scott Berkus
    3. William Asa Grafton
    3 lawyer answers

    Generally speaking, if you get a higher paying job after the bankruptcy petition has been FILED, it will not change anything, especially if you are still below the median. The income used, for means test purposes, is the six months leading up to FILING, not DISCHARGE. If your income changes before filing, then the schedules will have to be amended, but it still should not change anything, assuming you are still below median income. If you have any questions, let a bankruptcy attorney assist...

    6 lawyers agreed with this answer