Dorothy G Bunce’s Answers

Dorothy G Bunce

Las Vegas Chapter 7 Bankruptcy Attorney.

Contributor Level 20
  1. I've heard that people going through bankruptcy can have their homes searched for assets. What can they and cannot search?

    Answered about 3 years ago.

    1. Dorothy G Bunce
    2. Tom Arany
    3. Shannon E Wynn
    3 lawyer answers

    That horrible ad you saw on tv was pulled by the state bar association as being unethical. Unless the court has some very specific reason to believe that you lied on your bankruptcy paperwork, no one will come to your house to search your belongings. The court has other ways of obtaining information about what you own, but most of the time, the court will accept what you say because your attorney will insist that you tell the truth and your attorney's good name & hard work will help protect...

    Selected as best answer

  2. Can debt from an unlisted creditor still be discharged?

    Answered about 3 years ago.

    1. Dorothy G Bunce
    2. Shannon E Wynn
    3. Steven Anderson Leahy
    4. Akindele David Akintimoye
    4 lawyer answers

    If the Trustee did not distribute any of your assets to creditor, there was no harm caused from you inadvertently failing to list this debt. The 9th Circuit, which covers California (and Nevada) case making this decision is called In re Beezley, and is published at 994 F.2d 1433 (9th Cir. 1993). You can also easily find this case and more information about it by doing an internet search. Hope this perspective helps!

    23 lawyers agreed with this answer

  3. Can a creditor deny me future services because I have filed for a Chapter 7 Bankruptcy?

    Answered about 3 years ago.

    1. Dorothy G Bunce
    2. L. Maxwell Taylor
    3. Michael J Corbin
    4. Eric Charles Lewis
    4 lawyer answers

    Private creditors always have the right to decline providing credit to anyone for any reason. The automatic stay prohibits creditors from taking steps to collect a past debt, but it does not require the creditor to continue to provide you with services on credit thereafter. Hope this perspective helps!

    22 lawyers agreed with this answer

  4. I co-signed for 3 of my grandson's student loans, about $120,000.00. He is unable to pay and the lenders are after me.

    Answered over 2 years ago.

    1. Dorothy G Bunce
    2. David Lloyd Merrill
    3. Ashley Anne Digiulio
    4. Gary D. Bollinger
    5. Robert Parkinson Taylor
    6. ···
    9 lawyer answers

    It would depend on how serious your health problems are, but student loans are unbelievably difficult to eliminate through bankruptcy. I would urge you to consult with the best bankruptcy litigator you can find in your community by using the "Find a Lawyer" search feature here on Avvo. Hope this perspective helps!

    21 lawyers agreed with this answer

  5. I recently filed chapter 7 bankruptcy, it will be a while for me to get a home.

    Answered about 3 years ago.

    1. Dorothy G Bunce
    2. Stephen Craig Hinze
    3. Thomas John Cesta
    4. Frank Wei-Hong Chen
    5. Bruce Allan Wilson
    6. ···
    6 lawyer answers

    No creditor will lend money to a minor because a child lacks the legal capacity to enter into a contract. Do not attempt to subvert the process by using your child's social security number because you would be committing the crime of identity theft. Hope this perspective helps!

    20 lawyers agreed with this answer

  6. At a bankruptcy trustee hearing can I file a declaration stating the person who is requesting BK defrauded me and many others $

    Answered 14 days ago.

    1. Dorothy G Bunce
    2. James R Tschudy
    3. Brett Lorin Wittner
    4. Waymon S. Harrell
    5. Cindy Lee Hill
    6. ···
    6 lawyer answers

    You are welcome to show up at the 341 meeting to ask questions of the debtor, but don't expect to be allowed to rant. The trustee probably won't care about you claim - as a creditor, it would be up to YOU and you alone, to file an adversary complaint against the debtor under 11 USC sec 523. You will need an attorney. Hope this perspective helps.

    18 lawyers agreed with this answer

  7. What are the chief differences between Chapter 7 and Chapter 13 bankruptcy?

    Answered almost 2 years ago.

    1. Dorothy G Bunce
    2. David Lloyd Merrill
    3. Jeffrey Scott Hyslip
    4. William Joseph Kopp Jr.
    5. Allan J. Rittenhouse
    6. ···
    6 lawyer answers

    In Chapter 7, you eliminate debt and forfeit any property that isn't protected by exemptions available to you under state laws. In Chapter 13, you make monthly payments for 36 to 60 months to a trustee to pay some or all of your debts according to a plan proposed by you and your attorney. People usually file Chapter 7 unless they have too much money left over after paying their living expenses to be eligible for Chapter 7. People usually file Chapter 13 because they have a goal that they can'...

    18 lawyers agreed with this answer

  8. Trustee objects to exemption on Chapter 7

    Answered over 2 years ago.

    1. Dorothy G Bunce
    2. Paula Brown Sinclair
    3. Matthew C Albrecht
    4. John Anton Sterbick
    5. Thomas Martin Morningstar
    5 lawyer answers

    Either obtain an experienced bankruptcy attorney to represent you, research the issue yourself and write and submit a cogent opposition with the court, or try to reach a settlement with the trustee. Hope this perspective helps!

    18 lawyers agreed with this answer

  9. How do I oppose on a chapter 7 bankruptcy?

    Answered 2 months ago.

    1. Dorothy G Bunce
    2. Waymon S. Harrell
    3. Richard L. Blumenthal
    4. Daniel A Velasquez
    5. William J Popovich
    6. ···
    8 lawyer answers

    You will need to file an adversary action under 11USC sec 523 in order to claim that the debt owed to you should not be discharge. This is a highly technical area of the law and will be a costly and risky process. If the contractor was licensed, he may have insurance through the contractor's regulatory board to reimburse you. Hope this perspective helps!

    17 lawyers agreed with this answer

  10. Can i discharge unpaid and un-filed tax debt owed to the IRS?

    Answered over 1 year ago.

    1. Matthew Scott Berkus
    2. Dustin James Wetton
    3. Dorothy G Bunce
    4. Robert Jason De Groot
    5. Jonathan Stone
    6. ···
    7 lawyer answers

    When you don't file your tax returns, you lose any opportunity to discharge the tax debt in a bankruptcy. Failing to file the returns stops the clock on using the time barred opportunity to eliminate the debt in a bankruptcy. Always file a return on time even if you can't pay a single penny of the amount owed. You may want to consider a Chapter 13 which will allow you to pay off your tax debt over 5 years without any interest or additional penalties. Hope this perspective helps!

    17 lawyers agreed with this answer

Call now for a free consultation.

702-456-1920