I have a friend filing for bankruptcy, she needs to move in with me . Somebody told her they would consider MY income as part of her bankrupcy case. Is this true ?
An easy way to resolve any of this as a potential problem is if she files bankruptcy before she moves in. Hope this perspective helps!See question
I filed an adversary proceeding. The summons says. "Summons must be served within 7 days of date of issuance, Fed. R. Bankr. P. 7004(e). Plaintiff shall file a certificate of service within 14 days after service has been effected. Local Rule W.D. ...
Although the bankruptcy court does use a lot of pre-printed forms, a certificate of service is not one of those forms. Avvo is not a forms sharing site, and I would look to either a forms sharing site for a sample or go to your local law library. Hope this perspective helps!See question
I was just offered a government position requiring an Interim Security Clearance. 3 months ago, I filed Chapter 7 Bankruptcy on a foreclosure. I just couldn't afford the repairs needed to fix this house. The home was purchased back in 2004 and was...
Bankruptcy law has a specific provision that specifically prohibits discrimination by government employers as a result of filing bankruptcy. If I was at my office, I could direct you to the right section of 11 USC, but I suspect at least one of my colleagues either has the bankruptcy code memorized (which is a sign of mental illness, in my humble opinion) or is working today & can give you the exact section number. Hope this perspective helps!See question
I'm trying to repair my credit and found a rather large charge from rkmnandrkmn and don't know who or what that is. Any help on this is greatly appreciated
Most credit reports will have a phone number attached to any credit account and my suggestion is to call and ask. Often the credit report will also specify where the debt came from, such as the name of a doctor, credit card company, or utility. Or you could simply file a dispute of this debt with the credit bureaus and see what their investigation reveals. Lots of times, an investigation will remove misinformation on your report and errors are surprisingly common. Hope this perspective helps!See question
This is an FCRA issue.
It is called a minimum payment because that is the amount you must pay to avoid being labeled as delinquent. Hope this perspective helps!See question
I have the Credit Karma screen shots. I was told by comcast it is a system glitch and that they were sorry. It has limited me from making purchases and overall enjoyment of family activities we had planned. I also have the account numbers of my co...
Federal law requires that you attempt to correct any misinformation before you have the right to sue. Doesn't sound fair, but that's what the Fair Credit Reporting Act provides. So much for truth in the names of our laws. Hope this perspective helps!See question
The HOA foreclosed on my house. I was forced to pay over $6000 in fees for mailings, filings, forms, etc. to a company that billed for attorneys fees, called themselves the HOA's attorney but according to their contract (with the HOA) was hired as...
Debt collection is a highly regulated industry in Nevada and the Financial Institutions Division of the Nevada Dept of Business and Industry would be glad to investigate your written complaint. Forms to do so are on their website and the link I found is at http://fid.state.nv.us/Forms/FID-Complaint.pdf
Hope this perspective helps!See question
assets In the petition this person did not list a home she owns or has interest in nor did she list vehicles she transferred so how does a stay apply to these?
Debtors in bankruptcy are given a lot of time to make corrections to their bankruptcy filing because frankly, bankruptcy requires a lot of detailed information covering a lengthy period of time and people, being human, make mistakes. However, at a certain point, the chickens come home to roost and the court can find that errors in disclosure are intentional. As a result, criminal prosecution can be the result. Google the phrase "real housewives bankruptcy" for specific examples of how the system works. If you have information you want to report, send written communication to the Chapter 13 Trustee detailing your evidence. If a Chapter 7, this information would go to the office of the US Trustee, a division of the US DOJ. Hope this perspective helps!See question
I have been getting one garnishment every pay Period. Taking out. The last paycheck I had two garnishments of the same amount taken out of 1 check so I was wondering if it's legal to do that
Federal labor laws cap the amount that can be garnished due to court judgments to 25% of your wage, and some states set the total amount to be garnished. Obviously though, some creditors can jump ahead of the pack, like the IRS, child support, etc. If your state has a labor commissioner, I would ask them to investigate as they have criminal prosecutory power over your employer to enforce the labor laws. Hope this perspective helps!See question
I got approved for a car when I was really in serious need for one. I really didn't have anyone to go to for advice/help with anything I had going on and getting a car was the first step. So I got played, I took on a responsibility I clearly coul...
Without a lawyer to look at your finances, I can't say whether bankruptcy would provide you with any meaningful help or not. Lots of ignorant people file bankruptcy without an attorney, most educated people appreciate the expertise having an experienced attorney can provide. Some folks just gotta learn the hard way though. More info at the link below. Hope this perspective helps!See question