Question what is minimum amount in louisiana
This assumption is based on opinions you
get from your buddies at the bar. Not advice from a lawyer. Hope this perspective helps.
I have not paid my cable bill for a few months (was traveling) and I now have a letter from a collection agency. I pulled all 3 credit reports and nothing shows up on any of them yet. The collection letter was dated May 14th and I pulled the rep...
Once collection accounts are paid off & a few months go by, it is often possible to get these accounts removed by disputing them because collectors can't or won't be verify theses debts once they have been paid. Hope this perspective helps.See question
A name attached to checkn act from signing for minor child is 1999 to open is garnished but person who is debtor has no funds going in this account now.
This always seems to happen on holiday weekends. Whether this is a solvable problem will depend on exactly how the account was established - what the title documents say. State exemptions may also provide you with protection. Meet with your bank manager tomorrow to get more information. Hope this perspective helps.See question
Ok so i applied for a loan at another credit union and my current credit union said we shouldnt do business anymore. So 6 months ago i had alot of fraud on my credit card which i disputed and the cases were closed and now all of a sudden my credit...
On my first day in law school, I learned you can always sue, but you seldom will win unless there is a thorough investigation of the facts. Have a forensic accountant review the records. Hope this perspective helps.See question
I am in a chapter 13 bankruptcy and a stay was lifted against my home.
The lift stay is not the foreclosure. Foreclosure takes place under state laws, and these laws vary widely from state to state. In most states, once the lift stay takes place, foreclosure can resume from where it was when you filed. So if you filed bankruptcy 10 minutes before the sale, bad for you! Seriously, even then you will have some time. But you need to provide more information to let the volunteer attorneys to answer your question. Hope this perspective helps.See question
My husband filed and was discharged from his chapter 7 BK last year. I did not file with him. I had no clue a judgment was obtained against me and am now being sued for $42K. On top of this lawsuit, I have fallen ill and haven't been able to retur...
Depending on the type of debt, it could be possible for you to discharge community debts in a solo Chapter 7 & avoid Chapter 13 altogether. Or it might be possible to settle your spouses debts or pay them with Credit counseling for a lot less than chapter 13. A lot more information is needed to give you a for sure answer. Hope this perspective helps.See question
The lender is asking for No objection letter from the Trustee with the short sale and a No objection letter from the Trustee that he has No objection with the listing agent. The lender also states that a motion to sell must be granted by the cour...
Because a short sale often produces a cash incentive kickback to you, in my state, trustees often want this money for the creditors. But I believe you may have exemptions available to protect any cash back, so amend your scheduled accordingly. If your trustee won't agree, you will need a court order. But why deal with the hassel? Why not wait until your case closes to sell? Unless there are assets to distribute, your case should close in less than 4 months.See question
I own a tutoring franchise that losing money. It is up for resale, but I don't believe it will sell through the franchise network. I currently owe tutors around $5,000.00 and families about $5,000.00 in refunds and cannot afford to pay either. ...
Corporations cannot discharge debts in bankruptcy, so unless the business has assets to liquidate, I see no point to a corporate bankruptcy unless you want to give employment to lawyers. You, on the other hand, probably personally guaranteed the corporate liabilities and can be discharged of debts through bankruptcy. Hope this perspective helps.See question
I received a letter from the court saying I could possibly pay it off but I have to contact my attorney.. The last time I spoke to my attorney a year ago I was told I would have to pay ALL the debts in the bankruptcy if I choose to pay it off inst...
Just to make clear what the other attorney's are saying - we would need more information in order to give you a "for sure" answer. For example, if you were BELOW MEDIAN INCOME when you filed Chapter 13, you would have qualified for a 3 year plan and can now amend your plan to end after 3 years with a lump sum payment. Otherwise, whether you can pay off your plan dollar amount early is sort of a discretionary decision that your trustee and your court makes. In most areas of the US, if you are OVER MEDIAN INCOME and required to pay for 5 years, if you pay off early, you must pay 100%. Hope this perspective helps!See question
A lawyer has my money and hasn't returned my calls for three months and the paperwork has not been filed
Most of the times I see this happen, there is a lot more to the story than you have disclosed. While there are certainly some bad apple lawyers, more often than not, lawyers give the cold shoulder to clients that behave badly. Have you become a pest to the lawyer, cursed out the staff, failed to provide the required documents needed? Have you completed your pre-bankruptcy class? Every month that passes, a bankruptcy requires updated documents, so have you sent over ALL of your paystubs since handing over the legal fee? Not everyone is eligible to file Chapter 7 bankruptcy? Have you seen a draft of your bankruptcy paperwork. Line 21(c) on Sch J ought to indicate what you have left in your budget after paying for necessary living expenses. If more than $100 - $150 on that line, you may not currently be eligible for Chapter 7 and the lawyer may be waiting for evidence that your income or expenses have changed. Hope this perspective helps!See question