Allen D Butler’s Answers

Allen D Butler

Tempe Bankruptcy Attorney.

Contributor Level 7
  1. In a ch13 bankruptcy how is it determine what a person can pay in pmts. for 3/5 yrs? Is a Ch13 held against your credit rating?

    Answered about 3 years ago.

    1. Allen D Butler
    2. Morgan Jay Seegmiller
    3. Dorothy G Bunce
    4. Scott L Greeves
    4 lawyer answers

    Based upon the information provided, it would appear that you should consider a chapter 7 bankruptcy as you would qualify based upon your income. If there are reasons not to file chapter 7, then the amount of your chapter 13 plan payment would depend upon a number of factors--principally your net disposable income after expenses. It is important to note that social security income is not counted as income unless the debtor needs the income to support the plan payment. It would be...

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  2. What is the statute of limitations on unpaid HOA fees from a previous marriage in AZ.

    Answered about 3 years ago.

    1. Allen D Butler
    1 lawyer answer

    It is always difficult to answer specific questions, and it would be best to consult an attorney. Some general principles are applicable here: In Arizona, HOA liens generally attach to the property, so the HOA probably has a lien against the property. Your wife's bankruptcy would have discharged your community debts UNTIL you got the divorce, at which time you became responsible again. You would become responsible for the HOA fees when you were put on the title. You could most...

    1 lawyer agreed with this answer

  3. I live in a house that the rent is paid by the boss. if i lose my job am i obligated to pay the rest of the year lease

    Answered about 3 years ago.

    1. Allen D Butler
    2. Konstantin Parkhomenko
    3. Rixon Charles Rafter III
    3 lawyer answers

    You would need to make sure that you are not contractually obligated to the landlord by examining a copy of the lease. Assuming that you are not a signor on the lease, then under general contract law, you would not be liable. Note, however, that I am not licensed in Florida, and it is possible that there are state or local laws that would affect your situation.