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Jeffrey Reid Butler
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Jeffrey Butler’s Answers

126 total


  • Is it legal for a debt collection attorney to take all of the money out of my bank account?

    I have one judgment against me and was told by a second attorney representing another debt that they would probably go for one as well. This was over two months ago and I have not heard another word about it (no letters or phone calls). Yesterda...

    Jeffrey’s Answer

    A creditor can levy bank accounts of a debtor if the creditor gets a judgment against the debtor and then goes to court a second time to collect on that judgment. Often dectors fail to go to court and the creditor gets a default judgment. You should probably talk with a bankruptcy attorney about options to verify if this levy was done correctly and if you are at risk for an additional levy on the account.

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  • My home is set for a foreclosure sale date in 13 days. can i plead hardship to a judge in order to have time to find a new place

    we received notice of sale date 23 days before sale. i have 5 kids and very limited income as a single mother. can i speak to a judge and ask for more time in the house in order to find the money to move and a place to move to? how would i go abou...

    Jeffrey’s Answer

    I don't think you are going to have much luck talking with a judge at this time. When you purchased your house, you entered into a contract to pay a mortgage. If the lender is foreclosing, they will usually several months of non-payment before foreclosing. You may be better off meeting with a bankruptcy attorney who can give you options. Some bankruptcy attorneys offer free initial consultations. But you should try to meet with a few bankruptcy attorneys very soon.

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  • Our house has a set date for foreclosure. I can bring it current but have now discovered an IRS lien and others attached

    My husband (we are separated) neglected to pay the mortgage so we now have a sale date 20 days away. I found out 4 days ago when the sheriff showed up at the door. I can bring the house current but it will take every penny I have and I have since ...

    Jeffrey’s Answer

    You may want to talk with a bankruptcy attorney in St. George about Chapter 13 options, which may include an opportunity to lien strip the IRS lien if the 1st mortgage is upside-down on the property. It likely won't get rid of the tax liability but may create more options for you. The bankruptcy attorney should be able to explain the pros and cons of your various options.

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  • Is it illegal to take a picture of another person masturbating and sending that photo to other people without permission?

    Cell phone picture forwarded to others

    Jeffrey’s Answer

    It depends on the circumstances, such as age of the individual pictured and the consent for the original picture. You should probably talk with a criminal attorney for his opinion. Some attorneys, like my office, offer free initial consultations at (801) 495-4104.

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  • Ex not paying his half of the kids' medical bills what are my options?

    I live in Utah and have sole physical custody of our three kids. I was not awarded any child support of any kind other than the stipulation that he pays 1/2 of the healthcare premiums and expenses. He and I agreed he would pay the premiums quar...

    Jeffrey’s Answer

    Yes, you should have your divorce attorney help you with an Order to Show Cause. Some firms, like mine, offer free initial family law consultations. But you should use your attorney if you have one who is already familiar with your case.

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  • When does garnishing stop when you file for a chapter 7?

    My husband and I filed a chapter 7 to clear our debt and back taxes. The IRS right before we filed started garnishing my husband pay (already two times). I thought once you file things should stop?

    Jeffrey’s Answer

    I agree with the other answers. If you hired an attorney to help you file bankruptcy, call your attorney and have them call the IRS. The IRS should not be garnishing you while you are under the "automatic stay" bankruptcy protection. Remember, though, that more recent IRS debt is non-dischargeable through bankruptcy. Once your bankruptcy has finished, unless the back taxes were dischargeable, the IRS may start the garnishment process again. Your attorney can explain how that works. If you didn't hire an attorney, some law offices like mine offer free consulations. But otherwise, go through your existing attorney.

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  • Who is responsible to damage done to a vehicle in the possession of a 16 year old

    My sons friend was driving his mom's car with her permission and my son cracked the window when his friend gassed the car and he went into the window

    Jeffrey’s Answer

    If your son incurred personal injury from going into the window as a result of his friend's lack of judgment by accelerating too quickly, the auto insurance company covering the car should pay for damages. Some personal injury attorneys, like my office, provide free initial consultations to review the facts of the case and assess whether or not your son has a case against his friend's mother's insurance agency. (801) 495-4104.

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  • My ex husband is claiming that he can't pay the child support or alimony he currently owes. He has tried to modify the decree.

    He owes 2 years of back support. He lives in a gated community in a large home. His current wife supports him. Is there anyway to force her to pay, since she makes it possible for him not to work a real job?

    Jeffrey’s Answer

    It sounds like you should talk with an attorney who works with Utah child support modifications. One of our attorneys, Ryan Gregerson, just wrote an article on modifying child and spousal support obligations which is linked below this answer. Some family law attorneys, like my law office, do offer free initial consultations. You should probably meet with an attorney and get clarification on what your and your ex-husband's rights are with this matter.

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  • I signed an agreement in Utah. The company is based in Iowa they are threatening to sue me in that state,

    In my opinion they broke the agreement., there for I do not have to pay. They are threatening to sue me in illinois and said I would have to come there to fight it so I might as well pay them.

    Jeffrey’s Answer

    You are on a short time frame. You should call a litigation attorney to review the agreement and see whether it is better to defend the matter or attempt to settle.

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  • I live in Utah does anyone know if there is such thing as an independent lawyer?

    Or lawyers that might be working for the insurance and me at the same time is a personal injury case and we r trying to sued our neighbors homeowners insurance but our lawyer in a year and half has not done much and has little contact with us so i...

    Jeffrey’s Answer

    You might want to get a 2nd opinion from another lawyer. Some personal injury attorneys, like at my office, provide free initial consultations. I see you are in Tooele. Our office is on Redwood Road in South Jordan. (801) 495-4104.

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