You look like you have done some homework about homestead exemptions in Utah. It appears that you purchased the house with your girlfriend. The homestead exemption does not apply to your girlfriend. However, she can claim 50% of the equity in the house. So if you owe $90K, the question is how much equity you have in the house. It's unlikely you have the same equity that existed when you purchased the house in YR 2006 (six years ago). If in an uncommon situation your house is worth around $...
You should talk with a bankruptcy attorney regarding your case. Most Utah bankruptcy lawyers, like at my office, offer free consultation. The issue isn't the percentage of equity in your house, it's the actual dollar amount allowable under the Utah homestead exemption. A single person can claim $30K as a homestead exemption ($60K for a married couple) if actually occupying the house. You will actually need to live there because you want to be honest with the court (and there are serious...
You should talk with a lawyer quickly. There may be a few ways in which to seek reimbursement. Many firms, like mine, offer free initial consultations. You may want to call a few different law offices and see what options they may suggest to you.
You can try to get your money back. But unless the money in your bank account came from an exempt source (such as social security income), it's likely that money is gone. The thing you need to worry about now is whether you owe more money than what was levied from your bank account. If you still owe money to a creditor who has the judgment against you, you are possibly still at risk of wage garnishments and bank levies. If so, you should meet with a bankruptcy attorney soon, pull your...
You probably should meet with a lawyer and have the lawyer review the paperwork. A bankruptcy attorney will likely review the paperwork for free since people getting served often file bankruptcy in order to avoid getting their wages garnished.
Typically one creditor garnishes a debtor's paycheck at a given time. You need to talk with an attorney soon to see if things are amiss. Most bankruptcy attorneys will offer you a free initial consultation. If the garnishments are being done incorrectly, you will have options to address the mistake.
It depends. You should talk with a bankruptcy attorney soon if you are
planning to file taxes any time soon. A Chapter 13 filing will initiate the
automatic stay. This stay will protect you from having your creditors
attempt any collection activity, including a tax levy. But there are
various things to consider. You should call an attorney and schedule a
consultation. Offices like mine offer them for free.
The legal guardians have strict guidelines on how to spend the trust money.
If you suspect money is being used inappropriately, you may want to meet
with an attorney. Most lawyers, like my office, are willing to provide a
free consultation to assess whether a good case exists.