We would like to try to answer, but your description makes little sense. Please try rephrasing.
What chapter of bankruptcy are you in now? If you are in an active 13 now, how and why does a chapter 7 factor in? What is the state court doing and how is it involved? What is this summary judgment?
The new chapter 7 filing would be an all new case.
Sounds like you didn't have a lawyer the first time through, I suggest you get one this time so your bankruptcy can be successful this time around. There are consequences to having multiple filings in the same 12 month period. So, whatever goal you are trying to achieve, time to do what most people do, hire an attorney.
I am sorry you are having such trouble and getting frustrated. But think about what you're asking. Do you walk into the grocery store, ask to speak with the manager, and demand a full cart of groceries because you have no money?
In a prior response to your question. I directed you to some books that might be able to help you, and may be available at a library or purchased for around $30. www.nolo.com.
There are 2 reasons why an attorney cannot "just help you." (1) Attorneys outside of...
Michael laid out the possible scenarios. Just about anything you decide to do will require not insignificant work to modify your chapter 13 plan. So, best advice is to get back with your lawyer and sort through what you want to do.
What you do specifically will depend on if there is equity in the condo. If no equity or negative equity (meaning, you owe more than it is worth), then you would modify your plan to surrender the condo and let foreclosure run its course. If there is equity, you...
I think we have a grammatical ambiguity going on.
IF you mean to ask, can the debtor file bankruptcy on credit card debt, and not the debtor's other debt....the answer is no. The debtor cannot pick and choose which debts get listed in the bankruptcy.
IF you mean to ask, can the debtor file bankruptcy if credit card debt is the debtor's only debt...the answer is yes.
She should meet with some bankruptcy attorneys to see if bankruptcy is the right option. The fact that here home is...
See my article linked below that specifically addressed gambling debts and bankruptcy.
As for the house. If you are going to quitclaim the house, that needs to be done as part of the separation agreement and divorce decree. Otherwise, the bankruptcy trustee could recover and sell the house (assuming it has equity).
You will most definitely need an attorney to help you with your bankruptcy to avoid the potential pitfalls your situation creates.
I agree with the others, this is a situation where you need to hire an attorney. There is no "form" language that can be used. Every case is different and has its specific circumstances.
Depending on the issues, settlement agreement language may not be enough. You may need to affirmatively approach the IRS and request specific relief.
In Colorado, spouses are legally liable for the medical expenses of each other incurred for "necessary" medical treatment. If they have a garnishment, that means you were sued and they obtained a judgment. If there was any fight at all to have over the issue, the lawsuit was the time to do it.
A creditor is only entitled to the amount due according the judgment (which typically includes post judgment interest). So, although they can garnish both your wages, the creditor is obligated to...
It's a difference without distinction. So long as the individual accounts that were listed in your bankruptcy show a zero balance due, that is the most important entry. How the accounts report the "status" or "comment" is less important so long as it reflects a bankruptcy in some manner. When it comes to the status of the bankruptcy, it is the public record entry on your credit report that is important.