i have std ins they said that mmi benefits counted as income benefits
As already stated Temporary Income Benefits are income replacement benefits for which you must have disability; i.e. the inability to return to work making what you were earning pre-injury. Impairment Income Benefits are not income replacement benefits and are paid merely because you sustained an injury and have some level of permanent impairment due to the accident. For short term disability it will purely be determined whether they are income benefits by the policy and the contract in place. There are no hard and fast rules for this, each policy is its own animal and their rules are their rules. They are not regulated like workers' compensation benefits. They very well likely could be income benefits as defined by the short term disability policy.See question
My employer laid me off too....what do I need to expect?
You should make sure you physicians have sent your medical records to the doctor doing the examination. You should make certain to cooperate fully with any examination. You should make certain to take the report to an attorney afterward and let them review it to determine whether it may be advisable to dispute your rating at that time. Once the report and certification has occurred it begins a very short window for ability to dispute. If one fails to disput that rating it will become final by operation of law and nothing further may be done in the future. Please do not delay in getting legal advice from a competent workers compensation attorney about this matter.See question
I was burned on a forklift while trying to turn it on. I was in the hospital for a week. Now I'm waiting on a follow up appt. But I'm not sure if I can get back on a forklift.because I'm traumatized.
You should definitely speak to a workers compensation attorney in your area. It's not uncommon for someone to suffer from mental trauma injuries due to severe and horrific injuries. The right kind of treatment will be necessary and often times insurance carriers will dispute mental trauma injuries such as PTSD. Use the find lawyer tool on this website and get in with a workers comoensation attorney today so that you level the playing field with the insurance carrier.See question
My husband has worked for this company for over ten years. A couple of years ago he was injured on the job and the company was really good about taking care of him. Two weeks ago he was accused of theft and so he was fired. No police report was m...
Medical is always available. That cannot be negotiated away and your husband is always entitled to reasonable and necessary medical care. With regard to monetary benefits it will depend on where he is in his claim, whether the "couple of years ago" was actually two years or not, when your husband started receiving monetary benefits as a result of his injury (if ever), and whether he's been placed at maximum medical improvement. All of these questions would best be answered by an attorney who can physically see the documentation you have for this injury. I would suggest you get in with a competent workers compensation. Attorney as soon as possible.See question
Hello, I am a woodsman. I cut down trees with a chainsaw to clear acres. The only safety equipment we use that they provided are chainsaw protection pants 3M sunglasses and ear plugs. Well I had finished cutting down a cedar tree and when I starte...
First thing you should do is call the local Division of Workers' Compensation to determine whether your employer has workers' compensation. I would assume your employer has actual notice of your injury, but to be safe make sure you report it as soon as possible-within thirty days of the accident if that is still possible. Then get in with a Workers' Compensation attorney in your area. I would suggest you call Alan Tysinger for help. You may find his information by using the "find a lawyer" tool on this website. He can help you make sure your claim is filed with the Division of Workers' Compensation and get the ball moving to get you paid any indemnity benefits to which you may be owed. He can also, I am sure, help you get in with a doctor if you do not already have one.See question
On June 9, 2015, I fell at work and broke my right wrist and right ankle. I went to the hospital where ano orthopedic doctor set my ankle and put 10 screws and a plate in my wrist. The injury caused moderate carpal tunnel and I have no feeling in...
Surgical denials are fact specific due to the procedure being requested and the previous medical care as well as what was actually submitted. I would suggest you get your denials together and find a workers compensation attorney in your area who you can take those denials to for some guidance. This may be an easy fix or may require you to pursue the extent of your injury; either way I would use the find lawyer tool on this website to find someone in Houston who practices workers compensation who may advise you.See question
My dad lost his hearing 20 years or more ago he is roughly 90% deaf (according to what he has told me) and he wears hearing aids to help, but they don't do much good. By all accounts he lost his hearing due to the loud machinery where he works. Th...
As far as a workers' compensation claim would be concerned. He has thirty days from the date he knew or should have known that his workplace conditions are responsible for his loss of hearing to notify his employer that he has suffered an injury (here loss of hearing). If he fails to do this then it will not be compensable. Then he has a year from the date of injury (the date he knew or should have known) to file a workers' compensation claim with the Division of Workers' Compensation. If he thinks this occurred then I would not hesitate and would do this now.
From a discrimination standpoint, I would find a knowledgeable labor law attorney to direct this question to. I would suggest a gentleman by the name of Stephen Dodd. He has or had an office in both Big Lake and Lubbock Texas. He actually at one point represented insurance carriers for workers' compensation claims so he has familiarity with workers' compensation, wrongful termination and discrimination matters and how the two interact and interplay. You may find his information by googling him or using the find lawyer tab on this website.See question
i fell at work in 9-14-10 had a impairment rating of 6% and never got paid. the treating dr. for work never signed the paper work. but i had witnesses so can any body help are tell me if i just leave it alone? thank you
In your area I would seggest you contact Daniel Morris. He's an extremely competent and knowledgeable workers compensation attorney who will be able to give you solid advice. You can find his information by using the fine lawyer tool on this website. Again, I would talk to someone and if I were you that would be Daniel.See question
01/23/2014: W/C Hearing. 05/2014: 3-judge panel denied appeal, no new info. W/C Evidence Medical Timeline: Cheryl Maple, 104 pages, has 20+ drs who agreed I was injured on 12/30/96: Initially dx. as right rotator cuff strain/sprain that develo...
I am unsure as to what your actual question is. I am assuming that you are asking about appealing the appeals panel decision regarding the right shoulder injury? If that is the case, it would seem from your timeline, that your decision from the appeals panel was rendered in May of last year. In order to appeal those findings you must file a lawsuit in the county or district court or proper jurisdiction within 45 days of the date the appeals panel has rendered their decision. Here that date has long since past so there is nothing anyone can do about that now. If I am wrong and you have a different or other question, please let me know and ill attempt to try to give you an answer. Best of luck.See question
My Surgeon said the surgery should have been done in the first couple of weeks. The insurance company wants me to do therapy first, but that won't fix the bicep tear, only the shoulder tear...possibly. Now I am facing a deformity for the rest of m...
The answer is no. In Texas there are guidelines for treatment which must be followed and in order to obtain surgical clearance and approval you must first go through the less invasive options to demonstrate the surgery is a medical necessity. Likewise there is no provision for any sort of recovery like that you have described here. You will receive monetary benefits for permanent impairment due to the injury you have suffered.See question