Not likely unless you can prove some kind of bad faith. You should have a qualified personal injury attorney look for possible assets of the driver and obtain proof that this insurance policy is limited to $30,000.00. You will likely have subrogation liens for you medical care that will need to be dealt with before you will get paid. Another thing you should consider is other possible defendants, such as maybe the vehicle manufacturer, but to do that you will need the vehicle you were...
Unfortunately, your medical doctors may correct. I would contact an attorney who specializes in personal injury litigation. They may be able to best assist with you regarding any communication with your doctors. Further you should discontinue any communication with the insurance adjuster until you had your consultation with that attorney.
Your best bet is to contact a personal injury attorney. There are a lot of moving parts here. Venue should be explored on the driver and the companies contacts in the United States. Worst case scenario you have to go to Canada. Either way these cases are heavily defended, you are way behind already.
Typically, auto insurance should cover this type of damage. Whether its the car owner that caused the damage or the auto insurance of the owner of the car that was damaged. As a practical matter you should contact your insurance carrier and make them aware of the situation and get their advice.
You can hire an attorney and file suit against them immediately or let you auto insurance take care of the claim thru your collision or Uninsured Motorist coverage. The insurance company for the guy who hit you might be looking for way to not allow coverage because they are not cooperating.
Your carrier can pay your claim then they can decide to go after his insurance for reimbursement, but at that point you will be out of the process other than to cooperate with your own insurance...
Yes you can, however, your insurance company may look to the other drivers insurance company for payment. This is not unusual. However, if the other company is at fault you should consider going after the property damage and the injuries from the other driver who was at fault. Also, if you decide to claim the property damage on your insurance you may want to talk to your agent and try to determine if it is going to affect your coverage in the long term by filing a claim. As always you can...
Yes you are entitled to damages for loss of earning if you can prove them. You will most likely have to show how many jobs you lost or a history of earnings so that they can calculated forward to get an idea of how you can claim. As usual if you have any questions you should consult with an attorney