If you have uninsured motorists or personal injury protection insurance coverage then you should definitely call your insurance agent. You might also consider calling a products liability attorney to take a look at the vehicle, if the vehicle is still available. Other than that you should call an attorney to at the minimum and get some advice on what other options are available to you.
Yes, you need to look at possible negligent parties. Including the driver and owner of the vehicle that you were riding in as well as any insurance policies that you may have on the any vehicles that you own or are listed as a insured driver. You might also consider having someone look at the vehicle for a possible defect or product design issue. In any event you need to consult with a personal injury attorney as soon as possible. The longer you wait the more the evidence of the case might...
Every case is different. I would be suspect of the offer from any insurance company without having it looked at an attorney, however you have not provided enough information to properly evaluate the case. Remember insurance companies are not your friend. They are in the business of making money by not paying fair value on claims. I strongly suggest you contact an attorney who concentrates in personal injury litigation to give you a professional evaluation of the case. Most attorneys offer...
Without having a personal injury attorney review your case, all of the facts, the defendants, your coverages, your actual and non-economic damages and negotiate any liens. There is no way we can give you a proper evaluation.
You need to get a consultation with a personal injury attorney asap.
There could be several things at play here. Mostly likely they are still investigating the accident or then are denying liability. I would figure out a way to get your insurance company involved. They will then arbitrate responsibility with the at fault carrier and you can get on with your life.
Lastly, you should consult with attorney. Most do not charge for the initial consultation.
Anyone who was riding in the car that received an injury may have a claim for money damages. But there are other factors to consider. Mainly, if the other car had liability insurance and if they have accepted responsibility.
I suggest you contact an attorney to discuss your options.
Good Luck, Coby