You should call the police if you have not done so already and report him. Hopefully you got the USDOT number or can get them and the license plate numbers. Truck drivers are trained to not give too much information but the fact that he will not even provide insurance information should be a major red flag. Contact a personal injury attorney who might can help you with the investigation.
In Texas you cannot sue your employer for negligence if you are hurt on the job and the employer is a subscriber to Texas Workman's Compensation. However, some insurance polices look and act like Workman's Compensation they really are not. So, you should ask your benefit manager is they subscribe to Texas Workman Compensation or not. If they do not then you likely have a case against the employer. Also, you may look to the building owner for negligent maintenance and/or design.
You have a lot of questions here. First and foremost you need to contact your insurance company and let them know what is going on.. Secondly, if you are injured then you need to see the doctor. Third and most importantly you need to contact a personal injury attorney who can help you evaluate your situation and the facts and circumstances of the case. If you were not texting or talking on the phone then your phone records will prove that.
You can hire an attorney at any point prior to signing a release in exchange for a settlement. Be advised that insurance companies are not your friends and are out for their best interest not yours. Your decision to not hire an attorney may have already damaged the value of your case and also may have rendered your case undesirable to most attorneys. I suggest you seek a free consultation immediately with a personal injury attorney.
You should seek medical attention if injured. Also, you should contact a personal injury attorney to represent your interest. And the attorney can have vehicles looked at by an expert. They could determine if the hazards were on at the time of impact. You should also put your insurance carrier on notice of the accident.
I would find a personal injury attorney and discuss the facts with them to determine what type of case you have and what kind of attorney you need. Most Texas attorney's who practice personal injury will work anywhere in the state. The city where the attorney offices, while important, should prohibit you from speaking to an attorney in the field anywhere in the state.
Obviously if you are referring to the police it would be prudent to do so as soon as possible. People disappear and facts change. As for the insurance claims, you have two years in Texas from the date of the occurrence to make your claim and if it is not resolved then file suit before the two year deadline. This is hard deadline. I suggest though that you not wait on either the police or notifying yours and all other potential parties insurance carriers. If you have any questions I would...
If you were injured then you should seek medical care. Its up to you whether to use your health insurance, those medical bills and records will be the basis for the evidence in a claim for damages related to the injuries. You should contact an attorney in order to maximize your recover in any event. Remember insurance companies are not your friends. They are out to maximize profits and that happens by not paying value on claims such as yours. I recommend that you seek the advice of an...
In Texas if you are on the job and the employer does not subscribe to Texas Workers Compensation then you may very well have a compensable claim. You only have show negligence on the employer. I would definitely contact an attorney. There are statute of limitations on filing these claims, so I would do so sooner rather than later.