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Warren Vincent Norred
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Warren Norred’s Answers

784 total


  • Multiple Student loans and wage garnishment.

    I have multiple student loans that have gone into default and they are beginning to garnish my wages. When i looked into the amount they could garnish in Texas it says 15%, but my job is garnishing 15% for one loan and 10% for the other to hit an...

    Warren’s Answer

    You should not assume that what is right is what will be what occurs when you don't fight and don't respond to collection actions. Get a local attorney to look at it all.

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  • Can I break a lease if ants are entering thru the bathroom sink

    None

    Warren’s Answer

    Probably not. You are probably obligated to let the landlord know, and give him time to fix the issue.

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  • What kind of lawyer do I need.

    A mechanic put a lien on my car and after a few years I just found out that my name is still registered under my name. I just Dont know why that man never changed anything. I'm afraid that there using my information to get the license plate for th...

    Warren’s Answer

    Visit any general practice attorney, but talk to their office first and send an email with all the details. This is a fairly minor matter that many attorneys can handle for you.

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  • What are the proper steps in paying Allied Interstate Debt Collection?

    My husband and I had a rough patch last year and couldn't pay our public storage bill so obviously it went to collections. It is only $180 so I can easily pay it right now, but the debt collector is Allied Interstate and given its reputation I don...

    Warren’s Answer

    Get an updated pay-off, pay it with certified funds, and get a good receipt.

    There's no easy way to remove a true item from a credit report. Just takes time.

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  • I have Warrents and a surcharge I need help

    I owe a lot off money and can't afford to make the payments that they are asking for.

    Warren’s Answer

    Yes, as previously stated, you should see a bankruptcy attorney, or even visit with your local Legal Aid clinic.

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  • Can a creditor continue to make hard inquiries against my credit wihout my consent, after a debt is already settled or chrgd off

    Creditor is making hard inquiries, negatively effecting my credit rating, without consent.

    Warren’s Answer

    How do you know this? If this is happening, you need to consult with a local consumer law attorney.

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  • What do I need to do to get a release and satisfaction of judgement?

    I was sued on 2-24-15 and a judgement was put against me. I mailed a cashier's check and confirmed with prosecuting attorney firm they recd ck on 2-27-15. I requested a release of judgement. Was told to call back in two weeks. I called today, 3-16...

    Warren’s Answer

    It seems that what you mean is that the trial was held on 2/24, rather than you were sued that day, but it's difficult to see.

    There's nothing to be scared of. You've paid them. They can't do anything to you. Relax, and put a call into their office a couple of times a week until you get some sort of written acknowledgement.

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  • What is the statute of limitations on payday loans in Texas?

    I received a message on my home phone today stating that i needed to return this call or my attorney to return the call due to being named in a investigation on usc title code 18 1344 something and due to my blatant disregard to answer i must cont...

    Warren’s Answer

    First, relax. Second, record the calls and keep a log. Third, contact one of us with the details.

    It may be that you can go after them for their calls. Or it may be that they just need some push back.

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  • Respondent failed to pay attorney fees award in 60 days. How to enforce?

    Civil case. Mediated settlement. Enforcement hearing? Request writ and/or abstract judgement? Respondent relatively poor. Hard to justify additional fees to chase down fees already owed, but reasonable efforts to pay down debt exp...

    Warren’s Answer

    The mediated settlement should have included fees for enforcement.

    This is worth a visit to a local attorney to discuss in detail.

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  • What happens to your debt if your case is not discharged at the end of the terms and its just dismissed?

    Considering filing for a voluntary dismissal, what happens to your credit score? Considering that the 13 would never be discharged because of a previous 7. Now with the loss of a home, the 13 is not necessary any longer.

    Warren’s Answer

    Once you have been in your C13 long enough, you can dismiss the C13 and then refile a C7. You'll want to talk to a local bankruptcy attorney to walk you through the options. (And don't go to whatever attorney is advertising the most - that's not a path to quality filings.)

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