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Warren Vincent Norred
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Warren Norred’s Answers

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  • I wrote a check on account closed. merchant contacted me and I made payments on the check. check was 200 and I have paid 62.0

    I missed a payment last month and the merchant (doctors office) took it to the DA today. can the da legally except this check even though I have made payments on this check. does it not become a bad debt. I fully intended to pay the check off b...

    Warren’s Answer

    You could try to claim that they waived the bad check claim when they started accepting payments, but it's iffy. As others have said - once you make a promise, best to stick to it.

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  • I live in texas and a debt collector has called people i know telling them to tell me to call them. Now he is going to tell my n

    He is going to tell my neighbors and put a lien against my car. Is all of this legal? He won't say his company name or give an address.

    Warren’s Answer

    I would always suggest that such calls be recorded. (But be aware that Texas allows calls to be recorded by one of the parties on the call, and not all states do.)

    To sue a firm based on debt collections without a recording would be much more difficult than with a recording. As others have said, there are rules - you have to prove what you say, and that's hard to do when it is your word versus the other company.

    As for the identification, you can always just say that you are willing to pay, and ask where to send the check.

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  • Does the courts only put in a writ of attachment when they know the defendent has assets to sieze ?

    My attacker is in jail on 160k bond any type bond,there also is 160k in writ of attachment. What does this mean,also I keep getting turned down due to homelessness,(lawyers keep rejecting me.)(I have no criminal record and have always been a good ...

    Warren’s Answer

    You should visit with the Legal Aid folks in Austin. I don't know how to interpret what you are saying. I don't know if you have a judgment for $160k, or if there is a judgment against you for $160k, or something different from that.

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  • Would a person loose his personal fraud transfer claims against other D's who didn't file for BR to escape St. court litigation?

    If an LLC files for Chapter 7 bankruptcy to escape its obligations in the state court. The individual who is suing that identity with others for fraudulent transfer of ownership and assets doesn't loose his individual claims of the fraudulent tra...

    Warren’s Answer

    You want to evaluate the possibility of following the claims into bankruptcy court. Claims based on fraud can be pursued, and may or may not be useful if the LLC has assets.

    You can dismiss your claims without prejudice against the LLC and proceed against the remaining defendants. Beyond that, you want to visit with one of us with the specifics. When you call for a consultation, be sure to send over the suit's active pleadings and the bankruptcy case number.

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  • Multiple Student loans and wage garnishment.

    I have multiple student loans that have gone into default and they are beginning to garnish my wages. When i looked into the amount they could garnish in Texas it says 15%, but my job is garnishing 15% for one loan and 10% for the other to hit an...

    Warren’s Answer

    You should not assume that what is right is what will be what occurs when you don't fight and don't respond to collection actions. Get a local attorney to look at it all.

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  • Can I break a lease if ants are entering thru the bathroom sink

    None

    Warren’s Answer

    Probably not. You are probably obligated to let the landlord know, and give him time to fix the issue.

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  • What kind of lawyer do I need.

    A mechanic put a lien on my car and after a few years I just found out that my name is still registered under my name. I just Dont know why that man never changed anything. I'm afraid that there using my information to get the license plate for th...

    Warren’s Answer

    Visit any general practice attorney, but talk to their office first and send an email with all the details. This is a fairly minor matter that many attorneys can handle for you.

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  • What are the proper steps in paying Allied Interstate Debt Collection?

    My husband and I had a rough patch last year and couldn't pay our public storage bill so obviously it went to collections. It is only $180 so I can easily pay it right now, but the debt collector is Allied Interstate and given its reputation I don...

    Warren’s Answer

    Get an updated pay-off, pay it with certified funds, and get a good receipt.

    There's no easy way to remove a true item from a credit report. Just takes time.

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  • I have Warrents and a surcharge I need help

    I owe a lot off money and can't afford to make the payments that they are asking for.

    Warren’s Answer

    Yes, as previously stated, you should see a bankruptcy attorney, or even visit with your local Legal Aid clinic.

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  • Can a creditor continue to make hard inquiries against my credit wihout my consent, after a debt is already settled or chrgd off

    Creditor is making hard inquiries, negatively effecting my credit rating, without consent.

    Warren’s Answer

    How do you know this? If this is happening, you need to consult with a local consumer law attorney.

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