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Cheryl Rivera Smith

Cheryl Smith’s Answers

5,717 total


  • How to add or remove someone from home title

    Can someone please tell me the process of adding or removing a parent from my home title? What is the complete process and associate fee. After addition or removal, do I get a new original title with new owner names?

    Cheryl’s Answer

    You can't remove someone else from your home title. However, they can sign a deed which deeds their interest to you. To add, the owners convey an interest to another party using a deed as well. The deed or deeds ARE the title to the property. Depending on the lawyer helping you, the cost might range from$200 up.

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  • Real estate

    I gave my home for collateral to a lawyer to help my parents out on a legal issue...a general warranty deed....my Dad was making payments and fell on hard times and the lawyer understood.....we would ask what the balance was and he said he would g...

    Cheryl’s Answer

    There are many issues here. If your home is your homestead, it is possible you may not be forced from your house. See a good local real estate attorney as soon as possible. AVVO has an excellent attorney search option for you.

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  • Disconnection of my apartment electricity without prior notice while my minor kids 7 and 5 years old were at home with a nanny

    I moved into an apt.When I called to start electric service,the agent of the utility firm insisted that my wife (not the mother of my kids) with whom I'm currently in divorce proceeding,must call the firm before service would be started.I told the...

    Cheryl’s Answer

    I agree with Mr. Dohlen. Your alternative is to find a place where you don't have to deal with "that firm." Sorry.

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  • I want payoff my mortgage. What are necessary steps, checklist and precautions to avoid any issues against the loan contract doc

    I want payoff my mortgage early . What are necessary steps, checklist and precautions to avoid any issues against the loan contract doc. On the day of loan closing , I was not satisfied with the loan terms and conditions. I wrote an email to lende...

    Cheryl’s Answer

    Request a payoff statement from your lender. When you are ready to pay it off according to the terms of their statement. Provede the funds along with a Release of Lien for them to execute before a notary and return it to you. Once you get the executed, notarized Release back, record it in the office of the county clerk where the property is located. This clears title.

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  • Do i need a real estate attorney

    We closed on our new home on march 31 2014 we were told by the selling agent that because there was no accurate Appraisal Because the taxes on our property Reflects It with out a house. We are finding out that at the time we closed on our home. Th...

    Cheryl’s Answer

    Write a letter to the seller and ask for reimbursement. You probably have such a right under the terms of the sales contract. Read it!

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  • Does a Real Estate agent get paid a commission on a For Sale By Owner?

    Agent would be representing the Buyer.

    Cheryl’s Answer

    The buyer could agree to pay a commission, or the seller could agree to pay the commission. It is not an automatic entitlement.

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  • If I sell property can I terminate lease texas

    want to sell rental property but tenant has a one year lease

    Cheryl’s Answer

    You might communicate with the tenant. If they know they will need to move in the future, they may accept cash for keys for an immediate possession. Good luck.

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  • Can you lease an apt with a drugcharge/ttheft?

    My boyfriend was caught with a joint, relatively small amouny of marijuana about 10 months ago. He has done all required things like take a drug class and fulfill community service hours. He was also tried for a theft case involving money but the...

    Cheryl’s Answer

    I agree with my colleagues. In the meantime, check to see if you qualify for expungement. This should help clear your record.

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  • What would happen if I cut a lock off of the water meter?

    I paid my entire balance I owe no money but due to the weather they were not able to come out open my water I cannot go all weekend without water I have 3 children

    Cheryl’s Answer

    I repeat. Don't cut the lock. Go to a friend's house if necessary. And keep calling the water department.

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  • I want to get rid of my timeshare

    I bought a timeshare two years ago and want to get rid of it. Those that sold it to me said that if I purchase it, I will be able to sell it at a better price. I've tried to sell it with two companies, paying them, but I think I was scammed. I jus...

    Cheryl’s Answer

    Lesson learned! Time shares are a very bad investment. Contact the seller you bought the time share from and sometimes they will a allow you to deed it back to them for a small fee.

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