M. Kathi Rawls’s Answers

M. Kathi Rawls

Oklahoma City Debt Settlement Attorney.

Contributor Level 6
  1. Is HOA dues and Special Assessments late fee statements public information?

    Answered over 3 years ago.

    1. M. Kathi Rawls
    2. Michael J. Caticchio
    3. Alan James Brinkmeier
    3 lawyer answers

    Because there is a lawsuit filed you are entitled to conduct discovery on issues related to the claims or counterclaims. I believe that the manner in which other home owner assessments are handled is relevant and the Court would permit your request. I would request via certifed mail being as specific as you can, and request the rules by which the Associaiton is permitted to collect such assessments.

  2. Getting sued in small claims from contractors

    Answered over 3 years ago.

    1. M. Kathi Rawls
    2. Alan James Brinkmeier
    2 lawyer answers

    The cost of the work should not have increased without authority from you. On the other side of the equation is the fact that you are not permitted to "get something for nothing". If you did authorize the increase the contractor will need something to prove it. I think you stand a better than average chance of success if you prepare a detailed list of what the contract consisted of and your understanding, pointing out to the judge that this "list" was what you were paying for and nothing more.

  3. What rights/financial reimbursements do we have after purchasing a car that is problematic.

    Answered over 1 year ago.

    1. M. Kathi Rawls
    2. Scott Richard Kaufman
    2 lawyer answers

    While I don't practice in New Hampshire, you may have a causes of action under the Uniform Commerical Code, Breach of Contract and Fraud. Please visit the NACA.net website for a consumer protection lawyer near you...there are three! Time if of the essence since I do not know the statute of limitations on these claims for your state. You should also get a written inspection from an ASE certified mechanic, pull the Certified Title History from the titling department and bring all your sales...

    1 lawyer agreed with this answer

    1 person marked this answer as helpful

  4. Do i have legal grounds to keep my car if the dealership did not give me any notice with in the 10end days of purchase

    Answered over 1 year ago.

    1. Robert Harlan Stempler
    2. Albert Lee Crosner
    3. Scott Richard Kaufman
    4. M. Kathi Rawls
    4 lawyer answers

    While I do not practice in your state, contract law interprets that you bought and financed a car pursuant to a Retail Installment Sales Contract...from the dealership. The first lender is the dealerships and they are obligated to that contract just like you. DO NOT sign another contract. Make your payment on time and if it is repossessed that is another claim your attorney may make against the dealership. I suggest that you visit NACA.net in order to locate a consumer protection attorney...

    1 lawyer agreed with this answer

  5. Can a credit card company raise the APR for no reason?

    Answered over 1 year ago.

    1. Patricia B. Cole
    2. Ashley Anne Digiulio
    3. Dorothy G Bunce
    4. M. Kathi Rawls
    4 lawyer answers

    Although they are permitted under their contract to raise their rates they must also give you the federally mandated Truth in Lending Disclosures at the time of the increase. If they did not send you those, please send a certified letter to them requesting them. If default ever becomes an issue you may be able to use their failure to disclose as an affirmative defense to lowering their demand. Scan everything you receive from them including the greed card you receive to prove that they got...

    1 lawyer agreed with this answer

  6. Can I get my money back from a lawyer who I paid, but did not represent me?

    Answered over 1 year ago.

    1. M. Kathi Rawls
    1 lawyer answer

    While I am not licensed to practice in the State of Texas, no attorney is entitled to accept payment when no work was performed on your behalf. If the first attorney did anything on your behalf, including preparing a Motion to Continue (which the Court later granted) than you may be under an obligation to pay. Please keep in mind that Attorneys only have their time to sell. You may wish to request an itemized statement.

    1 lawyer agreed with this answer

  7. VERBAL CONTRACT--ILLINOIS

    Answered over 2 years ago.

    1. Kristina Elizabeth Feher
    2. M. Kathi Rawls
    2 lawyer answers

    Although I do not practice in your state, if you have the supporting evidence to illustrate that the landlord intended to provide free cable, then I would pay the rent, via certified mail, with a letter subtracting the amount of the cable bill which you are now paying. In this way you will show the Court, should it go that far, that you did not intend to live there for free but did intend to secure all the benifits to which you were entitled.

    1 lawyer agreed with this answer

  8. If a creditor does not have the signed contract or cardmember agreement, will their claim be common counts in an Indiana court?

    Answered over 2 years ago.

    1. Robert John Murillo
    2. M. Kathi Rawls
    2 lawyer answers

    It is unclear as to when you made your last payment or charge on this account based upon the information you have provided. It is important because the statute of limitations is based upon the "last activity". (you state 7 years and then state it is "a year old debt"). I strongly urge you not to make a payment as this reactivates the statute of limitations period. Wait until you have been served the lawsuit and remember that most conversations with debt buyers/debt collectors are recorded....

    1 person marked this answer as helpful

  9. If I sued a used car dealer can I claim the refund plus loss money?

    Answered about 3 years ago.

    1. Pamela Koslyn
    2. M. Kathi Rawls
    2 lawyer answers

    Although I am not licensed to practice law in CA, a car buyer has the right to rely on what the sales personnel told them about a vehicle. If what they said differs vastly from the truth, particularly regarding the quality and nature of the car, you may be the victim of fraud. Fraud and/or Breach of Warranty is actionable. Consult with an attorney in your state regarding your possible claims. I would recommend Hal Rosner.

    1 person marked this answer as helpful

  10. How do i pay my new debt and dispute my old debt when they are in the same account

    Answered over 1 year ago.

    1. Michael J Corbin
    2. M. Kathi Rawls
    2 lawyer answers

    While I do not practice in FL, there should always be doubt when dealing with debt buyers/debt collectors. The first debt is outside the statute of limitations but may impact your license to drive in that state. As to the second, if you do not see the debt listed on your credit reports I would immedaiately send a certified letter to the collection agency disputing the debt and requesting debt validation. Their response, if given, will give you a place to start regarding the debt's validity....

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