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William P. Turner

William Turner’s Answers

32 total

  • Can i be help in contempt or jailed for unpaid medical bills?

    i have a 450$ medical bill that went to collections last year, i was court ordered to hand over 100% my taxes to this debt and and another debt. seeing how my taxes where only enough to pay one of them the other has sent me a letter with a new cou...

    William’s Answer

    If you can prove you spent all of your refund on one debt, then the Court should not hold you in contempt for failing to pay the other debt. You really should consult with an attorney. Most bankruptcy attorneys offer a free consultation.

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  • Im looking to file bankruptcy. i was wondering how best to do that and what all i can put on my bankruptcy.

    i have a garnishment from a previous landlord of ten thousand. will bankruptcy do away with that.

    William’s Answer

    Yes, bankruptcy will eliminate that and many other debts. Most bankruptcy attorneys offer free initial consultations. You should consider metting with one to discuss whether bankruptcy would work for you.

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  • I have a meeting today with a Bankruptcy Attorney, what types of questions will they ask me?

    Bankruptcy

    William’s Answer

    They should have let you know in advance, but be prepared to discuss your income, types and amounts of debts, and values of your assets. I ask for 2 years of tax returns, 6 months of paystubs and a free credit report.

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  • I have A$8,000 in over payment unemployment in the state of Kansas. Can I add that to my Chapter 7 Bankruptcy?

    Bankruptcy - Chapter 7

    William’s Answer

    You list all debts regardless, but yes you can discharge unemployment debts in bankruptcy. It will be discharged unless the State can prove fraud, as in lying about income or employment.

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  • How do I amend schedule f?

    My chapter 7 bankruptcy will be discharged soon but I left 2 creditors off

    William’s Answer

    You should quickly file an amendment listing the crditors you missed. Yuo will need to also file and mail a Notice of Amendment. There will be a filing fee to the Court of I believe $30.

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  • Can I file bankruptcy on payday loan

    8 payday loans

    William’s Answer

    Payday loans are frequently and usually discharged in bankruptcy.

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  • Should we file our back taxes we owe, and go to court for a debt collection before or after we do a bankruptcy?

    My husband and i haven't filed our taxes for 2011 2012 and 2013 we owe about $7000 and now we have creditors suing us too. My husband is 80% disabled veteran 60% from PTSD and I am bi polar. Mentally we both just shut down when it became too over...

    William’s Answer

    Yes, you would need to file the returns to file bankruptcy. Furthermore, many people find once they prepare their returns that they do not owe as much taxes as they or the State estimated.
    You should call for a free consultation with a bankruptcy attorney. Your may or may not need to file bankruptcy depending on whether you have any income that could be garnished outside bankruptcy.

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  • 2005 filed a chapter 7, now lost job no income to pay debts can I file another 7

    I receive social security and unemployment

    William’s Answer

    Yes, you are eligible to file another Chapter 7. Yes, you should get a free consultation with a bankruptcy attorney to decide whether filing bankruptcy is really necessary, as creditors cannot garnish your social security or unemployment.

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  • Should I file for bankruptcy?

    I was approved for SSI this year. The first hospital I was sent to was a private hospital. They misdiagnosed me. I barely remember anything from being there. I couldn't work and I didn't have insurance, and since I was misdiagnosed, I was hospital...

    William’s Answer

    Social Security benefits are exempt from garnishment by your creditors. So, you do not need to file bankruptcy just to protect said benefits, as they are protected even if you do not file bankruptcy. I would encourage you, however, to get a free consultation with a bankruptcy attorney to consider your entire financial situation to decide if bankruptcy would be helpful for other reasons.

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  • Would obtaining a divorce spare my husband and our four young children my medical debt when I die?

    Terminally ill.

    William’s Answer

    A divorce would not cut off your medical creditors from seeking payment from your husband for your medical debts in Kansas. He may or may not need to file a bankruptcy himself. You and he should consider at least obtaining a free consultation from a bankruptcy attorney to consider the bankruptcy that may or may not be necessary.

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