If they are pay-outs, they are already convictions and on your record. Kansas City does not allow you to obtain compliance letters until the fines are paid in full, so work on getting money together.
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Depending on the city that gave you the ticket, an attorney can motion the Judge to set aside the Judgement for no insurance. If the Judge grants the motion, the attorney then can negotiate with the Prosecutor to have the ticket either dismissed or possible amended to a non-moving violation.
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