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Gary D. Bollinger

Gary Bollinger’s Answers

3,683 total


  • I am in a Bankruptcy case the banks lawyer shared my information with a lawyer without our permission has hurt our case.

    The banks attorney contacted a lawyer shared details about our case and how he felt the bank would work with us and the expectation that he and the bank thought my father in law will bail us out before we file bankruptcy. This happened before we h...

    Gary’s Answer

    Ÿou wrote that the bank's lawyer contacted the [other] lawyer before you did.
    It seems a preemptive strike by a lawyer who anticipated the contact and took advantage of it to deliver a message.

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  • Does the creditor need to notify you when they put a judgment lien on your property ?

    Is judgment automatic file as judgment lien or need to apply with county recorder in my county?

    Gary’s Answer

    In Eastern District of MO, where I practice, no notice is necessary. I suspect most laws are similar.

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  • I filed chapter 7 - How do I look up if there a judgment Lien on my house?

    I did a title search online & only my banks mortgage liens show up.

    Gary’s Answer

    Have a professional title search done.

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  • My dad was in a Chapter 13 bankruptcy and died. Should I keep paying the bill for his case

    My dad filed for a Chapter 13 two years ago. I recently found out that he had done so. He has since died three months ago. Right now he is a couple of months behind on his payments to the court and the trustee mailed him a document saying he is...

    Gary’s Answer

    Check to see how many years remain on the bankruptcy payment plan before spending any of your own money.

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  • Is a writ of garnishment legal when the date of judgment was 9-11-2002?

    writ of garnishment was signed 3-9-2015 and was delivered 3-27-2015 .

    Gary’s Answer

    In Eastern District of MO, where I practice, the expiration of judgments can be reset by payments received after the judgment was entered. Your state may have a similar provision.

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  • What happens when your court cost is in debt collections?

    My court cost was $18,175, well now it is $15,094. On March 19 the Washington County court house sent it to debt collections aka Client Services in St. Charles, MO. I am currently on 5 years probation, but now down to 2 years left until I get off....

    Gary’s Answer

    You wrote, "My questions are when your court cost gets sent to debt collections does it mean its out of the court house hands?"

    A: Yes, at least temporarily. However, that doesn't change the nature of the debt.

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  • I make 400.00 a month. I really need help paying this bill.

    On receiving my 1st bill 2,665.68 from K C P&L. I've lived here for 3 winters and had no clue the office was footing my bill until disconnection came in January 2015. I'd sent money on 02-07-13 which was returned to me ,but at a friends home in K ...

    Gary’s Answer

    I suspect that KC, like St. Louis, has charitable organizations that might help with the utility bill.

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  • HOw do I get out of a timeshare I purchased back in 2011? Any recommendations or referrals you could put me in touch with?

    timeshare purchased back in 10/31/2011 with additional pts purchased 7/16/2014. At the time I had a good paying job which allowed me to make monthly payments of $171.35 a month for 77,000 pts. and later in 2014 and additional 28,000 pts for a pay...

    Gary’s Answer

    Have you considered selling the timeshare?

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  • If a bankruptcy petition is successful--would it stop a creditor judgment that was obtained before the bk was granted?

    It will take a couple of weeks to be able to pay the filing fee. In the meantime, a creditor may obtain a judgment against me.

    Gary’s Answer

    It would stop almost all garnishments.

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  • I had a 2005 Buick century repo'd because I couldn't afford the payments. Will I still get garnished?

    I had this car taken a few months ago and they are going to sue for the amount owed. If I only make $300 a week can they still garnish my wages for this and if so about how much of my check will I lose? I owe $3000 on the vehicle still.

    Gary’s Answer

    The sale of your vehicle will be less than wholesale, for a 2005 I would estimate 10 -15% of private sale value.

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