Gary D. Bollinger’s Answers

Gary D. Bollinger

Saint Louis Bankruptcy Attorney.

Contributor Level 19
  1. Need help on our house, we filed ch.7 and B.O.A. sold our mortgage and new co. is trying to push us in to a short sale

    Answered about 1 year ago.

    1. Gary D. Bollinger
    2. Marc Gregory Wagman
    3. Dorothy G Bunce
    4. Thomas O. Moens
    5. Jon Noel Dowat
    5 lawyer answers

    You wrote, “They are saying even though we filed ch.7 we still are responsible for money owed!“ A: No, they are not saying that. The bankruptcy discharge your personal obligation, but that did not release the lien against the property; that lean is the basis for a foreclosure action.

    Selected as best answer

  2. If I file bankruptcy in Florida can I include creditor who is currently garnishing wages

    Answered 11 months ago.

    1. Richard Allan Heller
    2. Dean George Rallis Jr
    3. Gary D. Bollinger
    4. Art Stresing
    4 lawyer answers

    Yes.

    9 lawyers agreed with this answer

  3. I received a summons for a suit filed against me after I filed chapter 7 bankruptcy. Is any action needed?

    Answered 12 months ago.

    1. Earl David Maxwell
    2. Gary D. Bollinger
    3. Robert J Adams Jr.
    4. Erin Suzanne Baggett
    4 lawyer answers

    File a Suggestion of Bankruptcy in the pending civil suit.

    9 lawyers agreed with this answer

  4. Can I file bankruptcy

    Answered about 1 year ago.

    1. Stephen Laurence Hoffman
    2. Gary D. Bollinger
    3. Judy A. Goldstein
    4. J. Richard Kulerski
    5. Gilbert Rodriguez Dizon
    6. ···
    7 lawyer answers

    While there is no technical minimum amount of debt that to file chapter 7 bankruptcy, on the facts that you have given, filing bankruptcy seems like using a sledgehammer to kill a fly.

    9 lawyers agreed with this answer

  5. Major cc debt from gambling.....want to divorce spouse, quit claim mortgage free house to him so he doesn't get involved

    Answered about 1 year ago.

    1. Matthew Scott Berkus
    2. Gary D. Bollinger
    3. Brandon Michael Rosenbloom
    4. Michael Glynn Busby Jr.
    4 lawyer answers

    An independent, non-compelled transfer of lien-free, marital real estate would likely raise an issue of fraudulent conveyance to avoid Creditors and possible reversal (clawback) of the assets under state law. An order of a divorce court transferring a real estate interest gives some protection to such charges, but timing and other issues are critical.

    9 lawyers agreed with this answer

  6. How to get a lien that was stripped in chapter 13 removed

    Answered about 1 year ago.

    1. Paula Brown Sinclair
    2. Gary D. Bollinger
    3. Michael Raymond Daymude
    4. Dorothy G Bunce
    4 lawyer answers

    From your recital of facts, no stripping of the lien occurred, merely a discharge of the note.

    9 lawyers agreed with this answer

  7. Can u convert feom chapter 13 to chapter 7?

    Answered about 1 year ago.

    1. Gary D. Bollinger
    2. Brian Crozier Whitaker
    3. Daniel Nelson Deasy
    4. Dorothy G Bunce
    5. Michael Glynn Busby Jr.
    5 lawyer answers

    A change in income may solve one issue of conversion, but you must still be otherwise qualified to initiate (by conversion) a Chapter 7 AND the conversion must make sense under a liquidation analysis of assets required for a Chapter 7.

    9 lawyers agreed with this answer

  8. Chapter 7 - Schedule J - Line 2 - Item (c) : Telephone: Can I use my Cell Phone Bill (Expense) on this line?

    Answered over 1 year ago.

    1. Gary D. Bollinger
    2. Michael Glynn Busby Jr.
    3. Michael Raymond Daymude
    4. Diane L Gruber
    5. Edmond Richard McGuire
    5 lawyer answers

    Yes. It's B-22A where a splitting of the expense may factor in.

    9 lawyers agreed with this answer

  9. Does filing for Chapter 7 makes me insolvent when I file my taxes?

    Answered over 1 year ago.

    1. Brian Crozier Whitaker
    2. Gary D. Bollinger
    3. Kathryn Ursula Tokarska
    4. Diane L Gruber
    5. Brad Francis Weil
    5 lawyer answers

    You wrote, "I filed for Chapter 7 this year (2013). If I were to settle on a student loan a month or so after filing for Chapter 7, am I automatically insolvent when I file my 2013 taxes? I am concern about the taxes from the 1099-C." A: You will file IRS form 982 for your 2013 taxes and mark box 1a "Discharge of indebtedness in a title 11 case" If you settle a bankruptcy, non-dischargeable student loan, also mark box: 1b "Discharge of indebtedness to the extent insolvent (not in a...

    9 lawyers agreed with this answer

  10. Chapter 13 Bankruptcy-Assets acquired during interim period of filing and plan approval

    Answered almost 2 years ago.

    1. Steven W Zachary
    2. Gary D. Bollinger
    3. Derek R. Caldwell
    4. James Portman Webster
    4 lawyer answers

    You wrote, "...they came into money,..." Sounds like an inheritance, look at 11 USC 541.

    9 lawyers agreed with this answer