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Christopher Steven Hoffmann

Christopher Hoffmann’s Answers

496 total


  • I was driving on southern state parkway in morning at about 8 am, and suddenly driver in front of me slowed down abruptly and

    i wind up hitting her rear end , she sustain damage to her car, and i sustain more damage to my vehicle. cops came in and gave me a summons , for following too closely citation, my question do i have to admit guilt and pay fines/ insurance surch...

    Christopher’s Answer

    Rear ending another vehicle is cause for fault in a car accident. Step 1 is submitting the car accident claim to your insurance company and advise them of the sudden stop. If also getting a ticket, then an attorney should be consulted in an attempt to get the charges and points reduced as well as limiting any admission of wrongdoing.

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  • Can Small Claims court Judgement be appeal by Plaintiff? Judge give capricious decision.

    Facts: Car accident medical claim, Defendant : Farmers Insurance and defendant, Claim amount $9000.00 (Include Personal Injury, pain and suffering), defendant properly served, Defendant or Farmers Insurance company never showed up for hearing,...

    Christopher’s Answer

    Call an attorney immediately for help with a car accident involving property damage and personal injury. Hopefully, a local lawyer can correct these mistakes.

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  • Can she sue my insurance company if she was driving without insurance?

    I was on my way home from school when I was waiting at a stoplight. The car infront of me accelerated, and so, consequently, I accelerated as well. However, instantly after, she braked hard. There was not enough space for me to brake, and I lightl...

    Christopher’s Answer

    A driver rear ending another vehicle is commonly at fault for that accident. In some cases, there is a sudden stop defense allowing for comparative fault. A party may file a claim against you for the property damage.

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  • I was recently driving and hit by another car. The driver that hit me was not the owner. Who is responsible?

    Who can I sue to pay for damages to my car and to pay for my doc's bill?

    Christopher’s Answer

    If you lend your car to someone who is then at fault for a car accident, the vehicle owners car insurance will apply to cover the permissive driver's negligence. In some case, an owner can also liable if the driver was his agent, servant and/or employee. In other cases, an owner can be liable for negligent entrustment of a vehicle to someone who is incompetent to drive or habitually reckless. Some state also have a cause of action for lending out an uninsured car. Call a local personal injury or car accident lawyer.

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  • Subrogation in car accident question.

    I was hit by another vehicle. Their insurance company states they want to finalize this as a 50-50 fault, however, my insurance company did not close the claim and is now sending it to "Subrogation" does this usually mean that my insurance compan...

    Christopher’s Answer

    Subrogation is a interinsurance company process of determining fault after a car accident and recouping funds paid out on claims from opposing insurers. Each state has subrogation time limits, but they are usually not an issue as property damage is determined early in the case.

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  • Uninsured motorist at fault refuses to have contact or take responsibility

    Daughter was in accident other driver was at fault and was sited. At the scene she gave insurance information but found out later not insured. Drivers insurance company has tried to contact her and she does respond. I have also tried to contact...

    Christopher’s Answer

    If your daughter is a car accident with an uninsured motorist, the options are to submit the matter under your own property damage coverage and/or uninsured motorist coverage for any injury claim. If you do not have property coverage, then a personal action can be filed against driver and/or owner of the car. One other option is to report the uninsured driver and/or car owner to the drivers license bureau and /or department of vehicle registration as some will suspend both until proof of insurance or payment on the claim is submitted. Call a local lawyer for the law in your state.

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  • I was in an auto accident and i was cited for failure to yield the right of way. I only had liability. I had a passenger.

    My auto insurance that I had purchased through an agent over a year ago transferred my policy to another insurance company. I don't know if they went out of business or why the company name changed. I requested my policy documents to see if I had ...

    Christopher’s Answer

    If changes are made to car accident insurance coverage by an independent agent and without your consent, the cause of action is typically against the agent. If the agent is an literally agent, servant and/or employee of the insurer, then the action may be against them. Take your documents to an attorney who does insurance type claims. They will know the law of your state.

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  • Should I pay a car insurance demand

    got into an accident, both parties were backing out. thought it best to handle outside of insurance. other party decided to turn it in to insurance. they are demanding that I pay 100% of her damage

    Christopher’s Answer

    If in a car accident and there is an issue of which driver is at fault, the claim usually cannot be resolved unless both drivers or their insurers come to an agreement. If you are not 100% at fault, then turn the matter over to your insurer. The main issue is which driver first proceeded in reverse. That drive has the right of way.

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  • Was hit by an uninsured motorist and the damage is less then my deductible on my insurance. How can I recover my damages?

    I live in the state of Florida. About a month ago, my vehicle was hit by a driver as he was backing out of a parking space. He fled the scene and the police found him a little while later. I was given an exchange of info form and it showed that h...

    Christopher’s Answer

    Car Accidents involving Uninsured Motorists have numerous options in terms of remedies. The obvious is a cause of action for money damages. In this case, a small claims case. Other options are reporting the individual and/or car owner. License and registrations can be suspended in some states until proof of payment. Call a local car accident attorney for answers.

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  • Uninsured Drunk Driver Lost Control and Hit a Fence Sending a Rock Through my Window and Gravel Pits in my Paint.

    An uninsured drunk driver veered off the roadway hitting a tree then slid into the fence kicking up rocks, gravel and mud breaking the window and tail light as well as damaging the paint all while my car was parked outside of the body shop waitin...

    Christopher’s Answer

    If in a car accident with an uninsured motorist while your car in the possesssion of a body shop, there is a cause of action against the uninsured driver and potentially sue the body shop under bailment theory. Unfortunately, uninsured drivers are usually uninsured because they have no money. A cause of action against a bailor of property for failing to safeguard property has different standards for the type of bailment. Calling a local car accident or injury lawyer may get the answers you need in your state.

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