Robert J Adams Jr.’s Guides

Robert J Adams Jr.

Chicago Chapter 7 Bankruptcy Attorney.

Contributor Level 20
  1. HOME FORECLOSURE IN ILLINOIS

    Written by attorney Robert Adams, 3 months ago.

    When you can’t pay your mortgage on time, you start to panic. How much time do I have to get caught up? What happens when a foreclosure is filed? How soon can they sell my house, and what can I do to

    2 people found this Legal Guide helpful

  2. PAYDAY LOANS

    Written by attorney Robert Adams, 3 months ago.

    If you have ever taken out a Payday loan, you probably know they are extremely hard to get rid of. Payday loans have become a huge industry able to charge unbelievable interest rates. Going on the int

    2 people found this Legal Guide helpful

  3. TITLE LOANS – SAVE MY CAR

    Written by attorney Robert Adams, 3 months ago.

    Title Loans are short term extremely high interest loans for people who own their car free and clear on liens HOW DOES IT WORK? A Title Loan is a form of short-term lending where you pledge your car a

    2 people found this Legal Guide helpful

  4. MARRIAGE, PRE-MARRIAGE PLANNING AND BANKRUPTCY

    Written by attorney Robert Adams, 3 months ago.

    I get a lot of questions about Marriage and Bankruptcy. One question is “I have a lot of debt: should I file Bankruptcy now or wait until we get married?” The second question often asked is whether a

    1 person found this Legal Guide helpful

  5. The Differences Between Chapter 7 and Chapter 13

    Written by attorney Robert Adams, 3 months ago.

    Overview Both types of bankruptcy are geared toward individuals rather than companies. Chapter 7 is more streamlined where the court merely evaluates whether you have assets that can be sold to pay yo

    2 people found this Legal Guide helpful

  6. Automobile Loans in Chapter 13

    Written by attorney Robert Adams, 3 months ago.

    If you are wondering how automobile loans are handled when you file a Chapter 13 bankruptcy, here are the main points to consider including what to do if the car has been repossessed. HOW TO PAY FOR A

    1 person found this Legal Guide helpful

  7. TAX PROBLEMS FROM SETTLING DEBT - THE 1099C PROBLEM

    Written by attorney Robert Adams, 3 months ago.

    The IRS requires creditors to issue a 1099-C form to individuals who have had their debts forgiven or settled for less than the amount owed. It applies to debts in excess of $600. At some point in tim

    1 person found this Legal Guide helpful

  8. WHAT TO DO WHEN YOUR CAR IS BOOTED

    Written by attorney Robert Adams, 3 months ago.

    When you went to your car you found the city has installed a boot on the front wheel. What is going on? And, what can you do? Here's some background and some advice. WHEN DOES THE CITY BOOT A CAR The

    2 people found this Legal Guide helpful

  9. MONEY JUDGMENTS FOLLOWING FORECLOSURE in ILLINOIS

    Written by attorney Robert Adams, 3 months ago.

    What happens after a foreclosure sale when the home does not sell for enough money to pay off the mortgage? Mortgage companies can collect the remaining balance, and this leaves people owing tens of t

    2 people found this Legal Guide helpful

  10. ELIMINATING 2nd MORTGAGES ALSO CALLED LIEN STRIPPING OR CRAMMING DOWN: SAVE THOUSANDS OF $!

    Written by attorney Robert Adams, 3 months ago.

    Wouldn’t it be nice to get rid of a 2nd mortgage and save thousands of dollars? Homeowners and other property owners often discover that their property’s market value is less than the balance of th

    2 people found this Legal Guide helpful

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