As my husband's salary is over $75,000 and I dont have a job, so we figured one more household may help a lot, as we do plan to start the family even without bankruptcy issue. So we wonder can we claim one more household when I get pregnant after ...
While you can only claim persons born alive you can attach a supplement stating that you are pregnant to overcome the presumptions that you are over limits.See question
My boot was not removed even after I notified the city attorney that I was in a bankruptcy
The best way to handle a ticket problem even after being booted is a Chapter 13.
See the attached article.See question
Illinois law says that only 15% of wages can be garnished, is that per company or total at any one time, thank you
As the other lawyers said the 2nd judgment creditor has to stand in line until the first judgment is satisfied. However that said most judgment creditors do not file garnishment but rather citations to discover assets. The citation gives the judgment creditor other information such as bank accounts if you have direct deposit. The attached article might give you some insight.See question
Recently my bank received a citation to discover assets and consequently my accounts got frozen. I was told by the creditor's attorney that this is due to a debt I had with BoA. I believe it is from 2007-2008. Is there a way to find out for sure a...
As said the statute of limitation runs for a period of time but is tolled when a law suit is filed. Once the judgment entered it is good for 7 years (and can be renewed). The attached article deals with bank garnishments.See question
I owe about $45,000 to DFAS, which is now held by a private collector that has a wage garnishment against me. The debt was for paying for school while I was in the military and was not a loan but a scholarship. However I left the military and was ...
The primary solution is essentially filing a Chapter 13 for as long as 5 years. The debt will not be discharged but the payment during this period can better fit your budget. Unfortunately interest continues while in a Chapter 13 and payments will be first go against interest and then if above the interest towards the principle.See question
me and my brother remain and the home my b ther eye sight is very bad he been declared legally blind and I'm out work at this moment and someone have purchased the taxes on the home and my husband and brother are the only one with income at this p...
The law allows you as heirs to file a Chapter 13 to redeem real estate taxes over a period of time: 3 years to even 5 years.See question
Im thinking about filing for chapter 7....I also need to keep my car buying one out right or not having one is not option.
I agree with the others. I would add even if you fail to list a credit card banks receive notices of everyone filing bankruptcy so a non listed creditor will receive notice. The system works best for individuals when the rules are followed.See question
I am assuming this is from a cc from about 10 yrs ago from the amount being requested ”
It would seem a judgment has been entered against you in one jurisdiction and the creditor is seeking to transfer to a jurisdiction where you reside or have property so it can proceed with collection. You have to address the debt. If you can not handle the debt you may wish to consider your options with a Chapter 7 or Chapter 13. There are many qualified and experienced lawyers on this site who concentrate in Consumer Bankruptcy.See question
I owe more money than the Condo is worth.
With a 2nd mortgage you will not be able to negotiate a deed in lieu. Since you seem to be willing to give up the property I would suggest you wait until the mortgagee finishes the foreclosure then file a Chapter 7. The reason you should consider waiting is that you will be responsible for the condo dues until the sheriff's sale. An alternative is to file now and stay in the condo and pay the condo dues while you remain on the premises.
If, however, you wish to keep the condo if you can eliminate the 2nd mortgage you might consider filing a Chapter 13.See question
Deficiency judgment, how long is the process, what are the consequences
A deed in lieu is preferable to a consent foreclosure. A mortgagee will not accept a deed in lieu if there are other liens on the property as they would be liable to such. A deed in lieu prevents a foreclosure judgment on your record.
If you are agreeable to a consent foreclosure be sure you retain a lawyer to avoid a deficiency judgment.See question