Since you have made up with your Dad, I do not foresee the prosecution moving forward with the case. Prosecutors tend to dismiss charges when the complaining witness (the victim) does not want to pursue the charges. The prosecution may at its own discretion pursue the charges. Good luck!!
Since they already have a judgment against you they can begin to pursue your assets once they file a citation to discover assets. You have a couple of options. Your first option is to settle with them. You can simply call the creditor to determine how much they are willing to settle the judgment for. Your second option is to file bankruptcy and move on with your life knowing they can never come after you. Your last option is to do nothing. This is a risky option considering they may be...
Make sure to respond within the 30 days. Failure to do so will result in a default judgment entered against you. Once judgment is obtained, the creditor can then ask the Court for permission to garnish your wages or seize your assets. Do not panic, just respond to the complaint and talk to the attorney representing the creditor at your first court date. They will happily accept a reasonable payment plan at that point. Good luck!!
I would not recommend handling this matter on your own. The good news is that you are not charged with a very serious crime. In Illinois, you would most likely receive court supervision since this is your first offense. Supervision allows the charge to be wiped off your record if completed satisfactorily (no new arrests, restitution, etc.). I would be willing to bet that Georgia has a similar disposition for petty crimes. If you can not afford a lawyer, you can tell the judge and he may appoint...
I do not believe he is worse off; if anything his chances of obtaining a not guilty verdict have increased significantly. When witnesses/victims change their stories, it tarnishes their credibility. In criminal trials, the State has the burden of proving the Defendant guilty beyond a reasonable doubt. I can not fathom how a Judge or Jury can convict based on unreliable testimony.
Hiring a lawyer will most likely eat up your claim. Your best bet is to go to your local clerk's office and ask for a complaint form for small claims. At that point you can fill it out, pay the filing fee, and serve the defendant. Most people are deathly afraid of lawsuits and will decide to pay up. Good luck!!
Dorothy is correct. Make sure to send it via certified mail; that way you have proof it was received. In the even that you are sued, you will have proof that you requested a validation of the debt. Sometimes collection agencies throw out the lawsuits when the Defendant puts up a good fight. Good luck!!
A debtor can not be imprisoned for not paying his debts. Therefore, a creditor can not prosecute a debtor for failing to pay. The threats made by the collector are improper/illegal. If they persist with their threats, you should consider consulting with an attorney. Good luck!
Carmax has most likely sold the debt to the collection agency for a fraction of the debt. Therefore, I would recommend calling the collection agency to negotiate a settlement. Collection agencies are usually willing to settle for a fraction of the debt. Good luck!
Since you obtained the credit cards before you were married, you will be liable for the debt you incurred and not your husband. You can always try to settle with the credit card company. Many credit card companies are more than happy to settle at a fraction of what you owe. The credit card company may just write off the debt. If money is really tight, I would not recommend settling until they actually sue you. Good luck!