Skip to main content
Sandra Margaret Emerson

Sandra Margaret Emerson

also known as Sandy Emerson

Practice areas:

Foreclosure, Real Estate, Bankruptcy & Debt

About Me

At Emerson Law Firm, LLC, the preservation of your home and assets is our mission - and our passion! We are a consumer law firm that seeks to obtain real value for our clients through dynamic, aggressive, knowledgeable, and thorough representation. 


Foreclosure defense is a rapidly-changing area of the law requiring comprehension of general principles of real estate law, loss mitigation (including HAMP loan modifications, in-house modifications and short sales), mortgage loan securitization, negotiability of notes, and bankruptcy.   The attorneys at Emerson Law Firm - Sandra M. Emerson, Matthew C. Swenson, and our of-counsel attorney, Richard F. Kohn - are well-versed in these issues. 


Additionally, our prior experience on the "other side" (as debt collection and mortgage servicer attorneys) gives us an invaluable perspective and enables us to better assist consumers in their fight to save their homes. 


We don't consider filing for bankruptcy "giving up."  Contrary to popular belief, a bankruptcy does NOT mean you will lose your home.  In fact, most of our bankruptcy clients keep their homes.  Bankruptcy can be a powerful strategic tool, not only from a financial planning perspective, but also when a foreclosure is involved   Our attorneys are proud to have received training from famed bankruptcy attorney O. Max Gardner (pictured) regarding mortgage foreclosure fraud and loan securization.  


Photos and Videos

1118543 1295068561

1118543 1298767872

1118543 1341871764

1118543 1341872019

Practice Areas

Licensed since 1997

  1. Foreclosure: 60%
    6 years
  2. Bankruptcy & Debt: 20%
    13 years
  3. Real Estate: 20%
    16 years



Hourly ($250/hour), Fixed (Sometimes)

Payment Types:

Cash, Check, Credit Card

Attorney Endorsements

15 total 

  • No photo

    I endorse this lawyer's work. Sandra is a bright, hard worker with unquestioned character. I would endorse her as a qualified and excellent practitioner.


    Steven Kandelman Tax Attorney
    Relationship: Fellow lawyer in community

  • No photo

    Sandra Margaret Emerson is an outstanding lawyer. She is smart and extremely competent in her areas of expertise. Sandra takes a genuine personal interest in her clients and their specific legal needs. She is someone you can truly trust to give you honest legal advice and excellent legal representation. I highly recommend her.


    Joseph Brehm Chapter 7 Bankruptcy Attorney
    Relationship: Fellow lawyer in community

Contact Info

Emerson Law Firm, LLC

715 Lake Street
Suite 420
Oak Park, IL, 60301-1413


ILActive And Authorized To Practice Law199805/14/2015
GAInactive Member in Good Standing 199706/09/2015

Professional Misconduct

We have not found any instances of professional misconduct for this lawyer.
Avvo Contributions
Legal Answers
Work Experience
TitleCompany NameDuration
Managing MemberEmerson Law Firm, LLC2000 - Present
AttorneyOak Brook Law Firm1999 - 2000
AttorneyFox & Grove, Chartered1998 - 1999
Judicial internHon. Ruben Castillo, Northern District of Illinois1996 - 1996

Association NamePosition NameDuration
National Association of Consumer AdvocatesMember2012 - Present
Chicago Volunteer Legal ServicesVounteer attorney2011 - Present
National Association of Consumer Bankruptcy AttorneysMember2011 - Present
Illinois State Bar AssociationMember2010 - Present
IL Association of Foreclosure Defense AttorneysProgram Director2010 - Present
U.S. District Court, Central Dist. of IllinoisAdmitted to practice1999 - Present
U.S. District Court, Northern Dist. of IllinoisAdmitted to practice1998 - Present
Chicago Bar AssociationMember1997 - 2001

Legal Cases
Case NameOutcome
Private foreclosure clientComplaint dismissed for lack of standing
Private foreclosure clientCase dismissed; in-house modification.
Private foreclosure clientComplaint stricken under CCP 2-619(a)(9)

See all Legal Cases 

Publication NameTitleDate
Reuters articleAmericans Face Post-Foreclosure Hell as Wages Garnished, Assets Seized (Reuters)2014
The Suit Magazine"A Foreclosure Warrior"2012

School NameMajorDegreeGraduated
Max Gardner's Bankruptcy Boot CampN/AGraduate2015
Max Gardner's Foreclosure Fraud & Mtg Securitization Boot CampN/AGraduate2011
Chicago-Kent College of Law Illinois Institute of TechnologyLawJD - Juris Doctor1997
Augusta State UniversityN/ABA - Bachelor of Arts1993

Speaking Engagements
Conference NameTitleDate
Interviewed on "Real Money with Ali Velshi" on Al Jazeera America on the topic of foreclosure deficiency judgmentsYour Foreclosure Nightmare May Not be Over2014
Oak Park Library ConferenceLoss Mitigation Options for Underwater Condominiums2012
Featured guest on Cable TV's 'Legal Action" for a two-part television series on foreclosureForeclosure in Illinois2012
The ADA: What is It and How Can Our Company Comply?The Americans with Disabilities Act1999
Sexual Harassment: Minimizing the Risk for Your CompanySexual Harassment1999