If you are currently represented by an attorney your answers are best coming from that lawyer. There are instances where a chapter 13 is better than a 7, such as when you have priority tax debt, or if you are behind on your mortgage and you wish to keep your home, or if you have a car loan with a credit union and you do not wish to pay on the credit card you owe to the credit union but you wish to keep that car. In short. There are many reasons you may have filed a chapter 13 rather than a 7...