WE SOLVE FINANCIAL PROBLEMS. We provide legal services and personal attention to individuals and small businesses. We are able to stop creditor harassment, foreclosures, repossessions, lawsuits, garnishments, tax levies, and utility shutoffs.
Attorney Michael K. Hoverson has handled thousands of bankruptcy cases in his 28 years of practice ;however, he does not run a bankruptcy “mill”. Every client gets individual attention from Michael K. Hoverson.
We will review your situation and advise you as to whether Chapter 7 , Chapter 13, or some other non-bankruptcy alternative is in your best interests. Not only will we look at your current situation, but also the long term affects of your financial decisions. We will work with you and advise you on how to set up your own budget to get you back to financial health.
Mr. Hoverson also practices in the area of student loan law to provide comprehensive assistance in all the new and complicated administrative remedies available to assist student loan borrowers burdened with student loan debt.
Some of the services that he can assist a student loan borrower with include the following:
● Determining if you qualify for an Administrative Discharge of your student loan
● Determining if a Deferment or Forbearance is in your best interest
● Fighting off nasty debt collectors trying to collect on your delinquent student loans
● Lowering your monthly student loan payment
● Preventing or ending wage garnishments, judgment proceedings, and the loss of your tax refund
● Reviewing your eligibility for student loan forgiveness programs
● Reviewing your eligibility for student loan Consolidations or Rehabilitation to get you out of "default"
Please contact us at (612) 349-2728 for a FREE consultation and we will promptly respond and answer any questions that you may have concerning your financial situation. Evening and weekend appointments are available.
Our main office is in Minneapolis. We also have offices in the areas of Bloomington/Edina, Eden Prairie, Savage/Shakopee, and St. Louis Park.
Mr. Hoverson graduated from the University of North Dakota with a B.A.,
Summa Cum Laude and Phi Beta Kappa Honor Society. He received his J.D.,
with Distinction, in 1986 from the University of North Dakota School of
Law and graduated in the top 20% of his class.
Mr. Hoverson has taught bankruptcy law and debtor/creditor law at
Hamline University, St. Paul, Minnesota. He has also volunteered his
legal services in the area of bankruptcy through Volunteer Lawyers
Network in Hennepin County, Minnesota, for the past 27 years.
He is admitted to practice in Minnesota State Courts; United States
District Court, District of Minnesota; and Eighth Circuit Court of
Appeals. Memberships include Minnesota State Bar Association; Minnesota
State Bar Association Bankruptcy Section; National Association of
Consumer Bankruptcy Attorneys; Eighth District Bar Association; and,
Volunteer Lawyers Network.
Licensed since 1986
Free Consultation (60 minutes)
I endorse this lawyer. Mike is a brilliant lawyer and passionate about helping people with financial problems. He has creative solutions to solve dire situations. He knows the law inside and out. Great attorney.
William Cottrell Lawsuits & Disputes Attorney
Relationship: Fellow lawyer in community
|MN||Authorized to practice||1986||06/29/2015|
|Award Name||Grantor||Date Granted|
|A+ Rating||Better Business Bureau||2009|
|Pro Bono Volunteer since 1986||Volunteer Lawyers Network||2005|
|American Jurisprudence||The Lawyers Co-operative Publishing Company||1986|
|Phi Beta Kappa Honor Society||Alpha of North Dakota at University of ND||1982|
|Owner||Hoverson Law Offices, P.A.||1995 - Present|
|Association Name||Position Name||Duration|
|Eighth District Bar Association||member||1995 - Present|
|National Association of Consumer Bankruptcy Attorneys||member||1994 - Present|
|Minnesota State Bar Association||member||1986 - Present|
|MSBA Bankruptcy Section||member||1986 - Present|
|Hennepin County Bar Association||member||1986 - 1995|
|Volunteer Lawyers Network||Volunteer Attorney||1986 - Present|
|Phi Alpha Delta Legal Fraternity||member||1986 - Present|
|Hawkins vs. Thorp Credit and Thrift Co., 441 NW 2nd 470 (Minn. 1989)||Settlement for Plaintiff consumers|
|In re LeMaire, 898 F.2d 1346 (8th Cir. 1990)||Chapter 13 plan confirmation denied.|
|CitiMortgage Inc. vs. Akers, 858 NW2d 788 (Minn. Ct. App. 2014)||Verdict for consumer.|
|Family Law Forum (Minnesota Bar, Family Law Section)||Practical Bankruptcy Considerations for the Family Law Practitioner||2002|
|University of North Dakota School of Law||Law||JD - Juris Doctor with Distinction||1986|
|University of North Dakota||Political Science||Bachelor of Arts, Summa Cum Laude, Phi Beta Kappa Honor Society||1982|
|HCBA Law Day Seminar||Consumer Law||1996|
|HCBA, Law Day Seminar||Bankruptcy Law||1994|
|Guest speaker for Debtor/Creditor Class on annual basis||Bankruptcy Law||N/A|