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David J. McCormick

David McCormick’s Answers

5,020 total


  • If I am in a car accident at work, what is my liability versus my employer?

    Driving as a part of my job

    David’s Answer

    I agree that both of you are liable. However, for insurance purposes your employer's insurance should be the primary insurance.

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  • How can I go about handling this situation?

    I am stuck with a car payment because I thought I had full coverage insurance on the vehicle but I only had liability insurance the vehicle had a lien on it

    David’s Answer

    You need to consult a local attorney that handles insurance coverage issues because you may have a claim against your insurance agent for not getting you the proper coverage or the coverage you requested.

    Good luck.

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  • Do I have a right to my wife's federal TSP retirement program and her life insurance if I am not listed as bennificary ?

    I have a very complex situation that I need serious help navigating to know what my specific rights are. My wife recently passed away we have been married for seven years we have two children together and we were very happy. She was also a feder...

    David’s Answer

    Sorry to hear about your situation.
    I would talk with a local attorney that handles probate matters ASAP.
    Good luck.

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  • How much money should I ask for in my settlement demand letter to his insurance to settle the injury claim?

    I was rear ended by a drunk driver and smashed into a dump truck on the side of the road. My car was totaled and I suffered very minimal injuries (small laceration to my palm and neck spasms. The driver fled the scene but crashed into a light pole...

    David’s Answer

    I agree. Not enough information to give you a proper case valuation.

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  • Can someone who is involved in an accident while driving without insurance sue the other driver? Could he win the case?

    I was in a car accident with a pizza delivery driver while he was delivering pizza, who didn't have insurance. My insurance found me to be 80% at fault and him to be 20% at fault. My insurance did cover some of my damages but told me I would nee...

    David’s Answer

    If you were injured you need to talk with a local personal injury attorney ASAP.

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  • Will I have a resonable case if I where to file a lawsuit against esurance based on what I have explained.

    I have auto coverage with esurance. Up until October of 2015 I had and was paying for full coverage on my Mercury grand marquis 2004. I called the insurance company on Jan 26 to ask about my coverage. I found out that I had been paying for full co...

    David’s Answer

    If you were overcharged for coverage that did not exist then I would contact the North Carolina Department of Insurance.

    Good luck.

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  • Will I be responsible for this car accident and how much?

    My girlfriend was using my car and got in a car accident. I have insurance but now I am being sued. How can I br responsible when all I did was let her use the car? How negligent am I? My policy limits are 100k am it wasnt very bad but I dont t...

    David’s Answer

    I agree. Turn it over to your insurance company and let them deal with it, that is why you pay your premiums.

    Good luck.

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  • What can I do to get my car repaired

    I was involved in a auto accident on 01/09/2016. The police was called to the scene and a police report was made and also the other driver was deemed at fault and given a citation. No injuries from either side what can I do to get my car repaired ...

    David’s Answer

    If you have insurance then run the claim through them. You may be initially our your deductible but will get it back when your insurance company settles up with the at fault driver's insurance.

    Good luck.

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  • Need help collecting my deceased father insurance money in michigan

    I need an attorney in Michigan to collect my deceased father's insurance money. I called the insurance company for Ford motor company and they told me they paid it to my mother. I know that isn't true because my mother couldn't get around. I had t...

    David’s Answer

    The money could have been electronically deposited.

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  • Do I need a lawyer?

    My house caught on fire and my insurance want to give me half of my policy amount to fix it and it is not enough. What do I need to do get a lawyer?

    David’s Answer

    Find a local attorney that specializes in first party insurance claims.

    Good luck.

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